Sardinha - App do Investidor

Below, you will find the main features that help you maximize returns and optimize your financial decisions:
Installment Simulation
Calculate the value of your financing installments. Define the amount financed, the interest rate and the term, and see how your payments behave over time.
Interest Rate Calculation
Simulate different interest rate scenarios and see how small variations can impact the total financing amount. Discover the ideal interest rate for your conditions.
Total Amount Paid
Know exactly how much you will pay over the course of the financing, considering all charges and fees. Ideal for long-term financial planning.
Total Effective Cost (CET)
Understand the Total Effective Cost (CET) of your financing, including all charges and taxes. This tool helps you have a complete view of the final amount paid.
Financing Comparison Evaluate rates, terms and payment conditions side by side.
Amortization Table (SAC or Price)
See how your debt will be amortized over time, whether through the SAC system (Constant Amortization System) or Price (fixed installments). Monitor how the outstanding balance decreases month by month.
Entry Value and Financing
Calculate the down payment amount and the balance to be financed. Precisely plan how much you will need to pay at the beginning and how much will be left to finance.
Simulation and Calculation of Real Estate Financing
Our real estate financing tools give you a detailed view of what you will pay over time and the associated costs.
Real Estate Financing Simulation
Calculate the value of the monthly installments and the interest applied to your financing, according to the value of the property, the down payment and the interest rate.
Amortization Calculation
See how the outstanding balance decreases over time, based on interest and the amount financed. Ideal for those who want to understand how payments impact the outstanding balance.
Entry Value
Estimate the amount of down payment you will need to make, based on the price of the property. Find out how much you will need to pay initially.
ITBI calculation
Calculate the Real Estate Transfer Tax (ITBI) based on the purchase price of the property. Plan for extra acquisition costs.
Notary Costs
Find out in advance how much you will pay in notary fees, such as deeds and property registration.
Financing Term
Find out how long it will take to pay off the financing, according to the contracted conditions.
Comparison of Real Estate Financing
Compare several home financing options to find the best one for your budget.
Housing Insurance
Calculate the value of mandatory housing insurance and see how it impacts the total cost of financing.
Investment Simulation Tools
Compound Interest Calculation
Simulate the growth of your investments over time by applying compound interest. Discover how your income can increase exponentially.
Return on Investment (ROI)
Calculate the total return on your investment (ROI), taking into account the initial amount invested and the period of time.
Future Value
Find out how much your investment will be worth in the future, based on the interest rate and investment time. Simulate the future value of different investments.
Present Value
Calculate the present value of an amount that will be received in the future, considering the interest rate. Ideal for those who want to evaluate the time value of money.
Investment Profitability
Simulate the percentage profitability of your investment and see how much it yielded over time. Compare different investments to maximize gains.
Passive Income
Simulate passive income generated by investments, such as dividends or interest, and see how this income can grow over time.
Amortization of Financing or Investments
Simulate how the outstanding balance decreases over time, based on the amortization applied to your financing or investment.