iCredit

🇮🇳 iCredit Products Info:
Loan amount: ‎₹ 5,000.00 - ‎₹ 50,000.00
Loan term:
Minimum loan tenure - 91 days (shortest, including renewal time)
Maximum loan tenure -120 days (longest, including renewal time)
Maximum APR: 20%
Transaction Fee: 0
Other fees: we will charge one time sign fee, service fee(per transaction). Minimum 10%, Maximum 20%

Interest calculation
If your loan amount is ₹ 10,000, APR is 20%,service fee is 10% and the term is 91 days. on the due date, the amount payable is ₹ 11,498.6 (10,000 * 20% / 365 * 91 + 10,000 + 10,000*10%).
If your loan amount is ₹ 10,000, APR is 20%,service fee is 20% and the term is 91 days. on the due date, the amount payable is ₹ 12,498.6 (10,000 * 20% / 365 * 91 + 10,000 + 10,000*20%).

🏦Eligibility

✅ Indian Citizen
✅ Minimum 21 years of age
✅ valid Id proofs - name of the applicant and name in the documents must be same
✅ Must have an active bank accounts

iCredit is India’s next generation digital lending application which uses big data and AI techniques to offer Instant Personal loan to people who do not have formal access to banks for any type of loan like Home Loan, Car Loan, Instant Personal Loan, etc. All the above types of loan are exclusively available with iCredit - cash loan, personal loan, mini cash, online loan app, Online cash loan. iCredit would like to help people for financial inclusion with our personal loan solutions so that our esteemed customers do not have to stand in long bank queues to get personal mini cash loans from them.

Get safe, unsecured, convenient and affordable online loans on iCredit – Indian’s best personal loan app.

📗Steps to apply

1. Register for mini cash loan using your mobile number
2. Verify using the OTP
3. Scan Your pan card original photograph - photocopy not allowed for loans
4. Scan your aadhar card from front and back for loan application to proceed
5. Address confirmation
6. Give us two references
7. Complete the application
8. Wait for approval - Approvals are subjected to past payment behavior and cibil score, address location etc so please be patient while the check is being performed.

🧮 What we offer at iCredit
1. Simple to use
2. No meetings
3. No paperwork
4. Direct Bank Transfer
5. Simple Documentation


💖 iCredit App Features

1. No credit history required
2. Paperless and digital process on your mobile
3. Get 24*7 access to loan anytime, anywhere
4. Keep yourself updated with loan repayment and loan account details
5. Disburse to your connected account once approved
6. OCR technology to accelerate the process of approval
7. As the credit score grows, the sanctioned amount gradually increases
8. Variety of convenient repayment options


🔐 Data Safety

We at iCredit believe in using the latest technology to safeguard your data for any type of cash loan application that you apply with us. We ensure that your data is in safe hands.


📫 Customer Support: +91 9953020829
📩 EMAIL: service@i-credit.in
🌏 WEBSITE: http://www.i-credit.in
📍 ADDRESS: 2, Floor 2, Plot772, Shree Ram Bhavan, Parsi, Colony 4th Road, Parsi Colony, Dadar (E), MUMBAI-400014