iCredit

iCredit is the next generation Fintech application which uses big data and AI techniques to offer Instant Personal loan to people who do not have formal access to banks for any type of loan like Home Loan, Car Loan, Instant Personal Loan , Quick loan, Cash Loan, Mini Cash Loan, Mobile Phone loan, Paperless loan. All the above type of loan are exclusively available with iCredit - cash loan, personal loan, mini cash, online loan app, Online cash loan. iCredit would like to help people for financial inclusion with our personal loan solutions so that our esteemed customers do not have to stand in long bank queues to get personal mini cash loan from them.

What we offer

1. Simple to use
2. No meetings
3. No paperwork
4. Direct Bank Transfer
5. Simple Documentation
6. Approval within five minutes

Apps Features

1. Check your eligibility for best instant personal loan products available
2. Apply for mini cash loan instantly
3. Easy payback options through different options
4. Keep your self updated with loan repayment and loan account details
5. Check EMI, Due date, personal loan reapplication dates
6. Easy PAN Card and Aadhar Card upload
7. OCR technology to read AADHAR Card number for Loans

Documents Required

1. PAN CARD
2. AADHAR CARD
3. Address details
4. Two references

Type of loans available in the market


1. Instant Personal Loan
2. Mobile Phone loans
3. Consumer durable loans
4. Loans against collateral
5. Car Loan
6. Two wheeler loans
7. Travel loans
8. Medical Loans
9.Mini Cash loan


Loans we provide at iCredit

1. Personal Loan
2. Instant cash loan
3. Mini Cash loan
4. Instant personal loan
5. Instant loan Online
6.Mini Loan
7.Quick Online loan
8.Paperless loan
9. Cash loan
10. Quick Cash

Eligible Cities for our Instant Personal Loan

1. Delhi
2. Jaipur
3. Indore
4. Mumbai
5. Pune
6. Chennai
7. Cochin
8. Hyderabad, Lucknow, Vijaywada, Bangalore, Mysore, Mangalore and other cities.

Steps to apply

1. Register for mini cash loan using your mobile number
2. Verify using the OTP
3. Scan Your pan card original photograph - photocopy not allowed for loans
4. Scan your aadhar card from front and back for loan application to proceed
5. Address confirmation
6. Give us two references
7. Complete the application
8. Wait for approval - Approvals are subjected to past payment behavior and cibil score, address location etc so please be patient while the check is being performed.

Eligibility

1. Indian Citizen
2. Minimum 21 years of age
3. valid Id proofs - name of the applicant and name in the documents must be same
4. Must have an active bank accounts


Data Safety

We at iCredit believe in using latest technology to safeguard your data for any type of cash loan application that you apply with us. We ensure that your data is in safe hands.


Loan amount: ‎₹ 5,000.00 - ‎₹ 50,000.00
Loan term:
Minimum - 91 days (shortest, including renewal time)
Maximum -120 days (longest, including renewal time)
Maximum APR: 20%
Transaction Fee: 0
Other fees: we will charge one time sign fee, service fee(per transaction). Minimum 10%, Maximum 20%

User Requirements
Age : 21+

Interest calculation
If your loan amount is ₹ 10,000, APR is 20%,service fee is 10% and the term is 91 days. on the due date, the amount payable is ₹ 11,498.6 (10,000 * 20% / 365 * 91 + 10,000 + 10,000*10%).
If your loan amount is ₹ 10,000, APR is 20%,service fee is 20% and the term is 91 days. on the due date, the amount payable is ₹ 12,498.6 (10,000 * 20% / 365 * 91 + 10,000 + 10,000*20%).



Customer Support: +91 9953020829
EMAIL: service@i-credit.in
WEBSITE: http://www.i-credit.in
ADDRESS: 2, Floor 2, Plot772, Shree Ram Bhavan, Parsi, Colony 4th Road, Parsi Colony, Dadar (E), MUMBAI-400014