Promise official app You can complete everything from application to examination and loan on the WEB. Same-day cashing and cardless withdrawals are possible with an app loan.
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| Naam | プロミスのアプリローン。カードレスで即日お借入＆ご返済。 |
|---|---|
| Versie | 19.5.7 |
| Update | 13 nov. 2024 |
| Grootte | 182 MB |
| Categorie | Financiën |
| Installaties | 1mln.+ |
| Ontwikkelaar | SMBCコンシューマーファイナンス株式会社 |
| Android OS | Android 7.0+ |
| Google Play ID | jp.co.promise.spap.android |
プロミスのアプリローン。カードレスで即日お借入＆ご返済。 · Schermafbeeldingen
プロミスのアプリローン。カードレスで即日お借入＆ご返済。 · Beschrijving
[Promise official app]
Anyone can install it for free, whether you are a first-time customer or an existing customer. Please use convenient services with the app!
■No card required! Cash and repay with the app!
Cardless deposit and withdrawal function! You can use the "smartphone ATM" service that allows you to deposit and withdraw without a card using the app at Seven Bank ATMs and Lawson Bank ATMs.
■ Convenient cashing with "App Loan"!
App loan is a Promise service that allows you to complete the application, borrowing, and transaction after signing the contract with your smartphone even when you suddenly need money. You can apply, borrow, and repay without visiting a store, exchanging mail, or even without a credit card.
■Recommended points of Promise App!
1: Earn V points for your first contract, app usage, and monthly repayments!
*Application from the app is required.
2: You can apply for an increase (change the limit) from the app!
3: Borrow without a card! Withdrawals can be made at Seven Bank ATMs and Lawson Bank ATMs from the day you sign a contract without using a card! Using the "Smartphone ATM" service is easy with the app!
◇Customers applying for the first time◇
For cash advances and card loans, leave it to the Promise app! It takes only 20 minutes from application to screening and financing! From application to loan examination and contract, you can complete it with the app or smartphone. After signing the contract, you can choose various ways to borrow money with Promise's cash advance card loan!
Debit method 1: With the app, you can withdraw money from Seven Bank ATMs and Lawson Bank ATMs without a card.
Debit method 2: You can also transfer the loan from Promise to the customer's bank account.
Borrowing method 3: Promise cards can be issued even if the app/smartphone is complete. Promise cards can be borrowed from Promise ATMs and affiliated ATMs nationwide.
◇ Customers who are currently trading ◇
Customers who are already dealing with card loans, please use the app conveniently! Since the Promise app has introduced the smartphone ATM transaction service of Seven Bank and Lawson Bank, ATM transactions can be made without a card. If you need money right away but don't have your credit card with you, or if the transfer time has passed on the day of cashing, just install the app and you'll be able to borrow money on the day using just the app!
■ Introduction of functions
[New application function]
・Application
・Submission of identity verification documents and income certificates
[borrowing function]
・Smartphone ATM
Unlike conventional card loans, you can withdraw and deposit money from Seven Bank ATMs and Lawson Bank ATMs without a card.
・Internet transfer
You can transfer money to your bank account with transfer cashing from the app.
[Repayment function]
・Internet repayment
You can pay back to Promise from your own bank account.
[Function to apply for an increase (change of limit)]
You can apply for an increase (change of limit) from the app.
[Submission of proof of income]
You can use the app to take a picture of your income proof document with your camera or select an image file in your smartphone device and submit it as it is.
[LINE chat service]
By linking your LINE account from the app, you can immediately inquire about usage information and contract details using the LINE chat service even when you have no time, such as between work or while traveling by train.
[Application function for Promise Visa card]
From the app, in addition to borrowing with Promise, you can apply for a long-term free card that can be used for shopping with a Visa credit card.
■ Various functions of other apps
[Smooth login]
The Web-ID and card number required for login can be saved in the app, so you don't need to enter them every time.
Also, if you use the biometric authentication service, you can log in with only biometric information (fingerprint, face, voice) by completing the procedure in advance.
[Inquiry of usage information]
You can check your loan balance, repayment date, repayment amount, available amount, etc. at a glance!
In addition, you can also inquire about usage information such as interest rates and borrowing rates.
[Store/ATM search]
By using GPS, you can search for nearby stores and ATMs.
[Repayment simulation]
You can simulate a repayment plan by entering the repayment period, repayment amount, and desired borrowing amount.
■ Frequently Asked Questions
[Q] How do I log in to the app?
You can log in with your Web-ID and password, or your promise card number and PIN.
You can register, inquire, and change your Web-ID through the Promise Membership Service.
[Q] I would like to submit my income certificate through the app.
After logging in to the app, you can take a picture of your income certificate and submit it as it is.
Submission method: Member login > Login > Menu > "Submit income certificate"
* If you are in the process of applying for the first time, please start the application from the "Request for document submission" email sent from Promise and submit it.
*******Terms of Use, Notes*******
[Supported OS]
Android7 or later
Please note that there may be some restrictions on operations, etc. due to device-specific events and environments. In addition, operation is not guaranteed on tablet devices.
[Points to note when using the "Smartphone ATM" service]
・ Can be used with Promise official app (ver16.0.0 or higher).
・Seven Bank ATMs and Lawson Bank ATMs are out of service, and our company's system maintenance hours cannot be used. (Regular maintenance is every Monday from 0:00 to 7:00. Also, the service will be stopped all day on New Year's Day.)
・Seven Bank ATMs and Lawson Bank ATMs have different operating hours depending on the business hours of the store where they are installed.
・Authentication of the smartphone terminal by SMS (Short Message Service) is required.
■ "Promise" is recommended for these people!
・I need cash immediately, so I'm looking for an app that allows me to borrow money on my smartphone.
・I want to use a card loan app that allows me to get cash immediately when I don't have time to deposit money into my debit card account.
・ I want to find a nearby ATM that can be borrowed with the ATM search function
・I want to use cash advances because I prefer virtual cards for online shopping and cash for real shopping.
・I want an app that allows me to change the loan limit from my smartphone in case I need money
・I'm looking for an app that can be used in an emergency to transfer money to my financial institution account without a card.
・I want to complete the application for the examination necessary to borrow money with the app
・I want an app that can check repayment fees and interest, search ATMs, etc., in addition to cash cashing on smartphones.
・I'm looking for an app that allows me to find out how much it costs to borrow money, such as interest rates and repayment fees.
・I don't carry a cash card, so I want to cash cash with an app loan when I need cash in a hurry.
・I want to save the trouble of using the app to transfer cash to a debit card account.
・I want to use a Promise app that allows me to collect money without exchanging mail.
・I want to check the interest rate, limit, and fee when borrowing money using the app
・I want to have an app that can take money for emergencies when I don't have a credit card or cash card
・I'm looking for an app that can be used for various purposes such as taking money, transferring money to a virtual card, repayment, and searching for ATMs.
・When borrowing money with a card loan, you want to use consumer finance from a major financial institution group
Leave it to Consumer Finance Promise for cash advances!
■ About use
・Loan interest rate (actual annual rate)
4.5% to 17.8%
・Repayment period and number of repayments
After final borrowing, the shortest period is the same day, and the longest period is 6 years and 9 months (1 to 80 times). Please note that this is not a financial product requiring full repayment within 60 days.
・Typical example of total cost of card loan
Loan amount: 500,000 yen
Actual annual rate: 17.8%
Number of repayments: 58
Total repayment: 746,160 yen
·privacy policy
https://cyber.promise.co.jp/APB01X/APB01X03
Anyone can install it for free, whether you are a first-time customer or an existing customer. Please use convenient services with the app!
■No card required! Cash and repay with the app!
Cardless deposit and withdrawal function! You can use the "smartphone ATM" service that allows you to deposit and withdraw without a card using the app at Seven Bank ATMs and Lawson Bank ATMs.
■ Convenient cashing with "App Loan"!
App loan is a Promise service that allows you to complete the application, borrowing, and transaction after signing the contract with your smartphone even when you suddenly need money. You can apply, borrow, and repay without visiting a store, exchanging mail, or even without a credit card.
■Recommended points of Promise App!
1: Earn V points for your first contract, app usage, and monthly repayments!
*Application from the app is required.
2: You can apply for an increase (change the limit) from the app!
3: Borrow without a card! Withdrawals can be made at Seven Bank ATMs and Lawson Bank ATMs from the day you sign a contract without using a card! Using the "Smartphone ATM" service is easy with the app!
◇Customers applying for the first time◇
For cash advances and card loans, leave it to the Promise app! It takes only 20 minutes from application to screening and financing! From application to loan examination and contract, you can complete it with the app or smartphone. After signing the contract, you can choose various ways to borrow money with Promise's cash advance card loan!
Debit method 1: With the app, you can withdraw money from Seven Bank ATMs and Lawson Bank ATMs without a card.
Debit method 2: You can also transfer the loan from Promise to the customer's bank account.
Borrowing method 3: Promise cards can be issued even if the app/smartphone is complete. Promise cards can be borrowed from Promise ATMs and affiliated ATMs nationwide.
◇ Customers who are currently trading ◇
Customers who are already dealing with card loans, please use the app conveniently! Since the Promise app has introduced the smartphone ATM transaction service of Seven Bank and Lawson Bank, ATM transactions can be made without a card. If you need money right away but don't have your credit card with you, or if the transfer time has passed on the day of cashing, just install the app and you'll be able to borrow money on the day using just the app!
■ Introduction of functions
[New application function]
・Application
・Submission of identity verification documents and income certificates
[borrowing function]
・Smartphone ATM
Unlike conventional card loans, you can withdraw and deposit money from Seven Bank ATMs and Lawson Bank ATMs without a card.
・Internet transfer
You can transfer money to your bank account with transfer cashing from the app.
[Repayment function]
・Internet repayment
You can pay back to Promise from your own bank account.
[Function to apply for an increase (change of limit)]
You can apply for an increase (change of limit) from the app.
[Submission of proof of income]
You can use the app to take a picture of your income proof document with your camera or select an image file in your smartphone device and submit it as it is.
[LINE chat service]
By linking your LINE account from the app, you can immediately inquire about usage information and contract details using the LINE chat service even when you have no time, such as between work or while traveling by train.
[Application function for Promise Visa card]
From the app, in addition to borrowing with Promise, you can apply for a long-term free card that can be used for shopping with a Visa credit card.
■ Various functions of other apps
[Smooth login]
The Web-ID and card number required for login can be saved in the app, so you don't need to enter them every time.
Also, if you use the biometric authentication service, you can log in with only biometric information (fingerprint, face, voice) by completing the procedure in advance.
[Inquiry of usage information]
You can check your loan balance, repayment date, repayment amount, available amount, etc. at a glance!
In addition, you can also inquire about usage information such as interest rates and borrowing rates.
[Store/ATM search]
By using GPS, you can search for nearby stores and ATMs.
[Repayment simulation]
You can simulate a repayment plan by entering the repayment period, repayment amount, and desired borrowing amount.
■ Frequently Asked Questions
[Q] How do I log in to the app?
You can log in with your Web-ID and password, or your promise card number and PIN.
You can register, inquire, and change your Web-ID through the Promise Membership Service.
[Q] I would like to submit my income certificate through the app.
After logging in to the app, you can take a picture of your income certificate and submit it as it is.
Submission method: Member login > Login > Menu > "Submit income certificate"
* If you are in the process of applying for the first time, please start the application from the "Request for document submission" email sent from Promise and submit it.
*******Terms of Use, Notes*******
[Supported OS]
Android7 or later
Please note that there may be some restrictions on operations, etc. due to device-specific events and environments. In addition, operation is not guaranteed on tablet devices.
[Points to note when using the "Smartphone ATM" service]
・ Can be used with Promise official app (ver16.0.0 or higher).
・Seven Bank ATMs and Lawson Bank ATMs are out of service, and our company's system maintenance hours cannot be used. (Regular maintenance is every Monday from 0:00 to 7:00. Also, the service will be stopped all day on New Year's Day.)
・Seven Bank ATMs and Lawson Bank ATMs have different operating hours depending on the business hours of the store where they are installed.
・Authentication of the smartphone terminal by SMS (Short Message Service) is required.
■ "Promise" is recommended for these people!
・I need cash immediately, so I'm looking for an app that allows me to borrow money on my smartphone.
・I want to use a card loan app that allows me to get cash immediately when I don't have time to deposit money into my debit card account.
・ I want to find a nearby ATM that can be borrowed with the ATM search function
・I want to use cash advances because I prefer virtual cards for online shopping and cash for real shopping.
・I want an app that allows me to change the loan limit from my smartphone in case I need money
・I'm looking for an app that can be used in an emergency to transfer money to my financial institution account without a card.
・I want to complete the application for the examination necessary to borrow money with the app
・I want an app that can check repayment fees and interest, search ATMs, etc., in addition to cash cashing on smartphones.
・I'm looking for an app that allows me to find out how much it costs to borrow money, such as interest rates and repayment fees.
・I don't carry a cash card, so I want to cash cash with an app loan when I need cash in a hurry.
・I want to save the trouble of using the app to transfer cash to a debit card account.
・I want to use a Promise app that allows me to collect money without exchanging mail.
・I want to check the interest rate, limit, and fee when borrowing money using the app
・I want to have an app that can take money for emergencies when I don't have a credit card or cash card
・I'm looking for an app that can be used for various purposes such as taking money, transferring money to a virtual card, repayment, and searching for ATMs.
・When borrowing money with a card loan, you want to use consumer finance from a major financial institution group
Leave it to Consumer Finance Promise for cash advances!
■ About use
・Loan interest rate (actual annual rate)
4.5% to 17.8%
・Repayment period and number of repayments
After final borrowing, the shortest period is the same day, and the longest period is 6 years and 9 months (1 to 80 times). Please note that this is not a financial product requiring full repayment within 60 days.
・Typical example of total cost of card loan
Loan amount: 500,000 yen
Actual annual rate: 17.8%
Number of repayments: 58
Total repayment: 746,160 yen
·privacy policy
https://cyber.promise.co.jp/APB01X/APB01X03
