Promise's official app Everything from application to screening and financing can be completed online. App loans allow same-day cash advances and cardless withdrawals.
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| Name | プロミスのアプリローン。カードレスのローンでお借入 |
|---|---|
| Version | 19.5.7 |
| Update | Nov 13, 2024 |
| Size | 182 MB |
| Category | Finance |
| Installs | 1M+ |
| Developer | SMBCコンシューマーファイナンス株式会社 |
| Android OS | Android 7.0+ |
| Google Play ID | jp.co.promise.spap.android |
プロミスのアプリローン。カードレスのローンでお借入 · Screenshots
プロミスのアプリローン。カードレスのローンでお借入 · Description
Promise app loans and borrowing! [Promise official app]
Installation is free, and the app can be used by both first-time customers and existing customers.
In principle, you can borrow at any time, 24 hours a day, 365 days a year.
■No card required! Cash advance and repayment with the app!
You can use the "Smartphone ATM" service, which allows you to make deposits and withdrawals without a card, using the app at Seven Bank ATMs and Lawson Bank ATMs.
■Convenient cashing with “App Loan”!
App Loan is a promise service that allows you to complete everything from application to borrowing and post-contract transactions using your smartphone, even when you suddenly need money. You can apply, borrow, and repay without visiting the store, exchanging mail, or having a credit card.
■Recommended points of Promise app!
1: Earn V Points when signing a contract for the first time, logging into the Promise app, or making monthly repayments!
*Application from the app is required.
2: You can apply for an increase (change in limit) from the app.
3: Borrow without a card! No card is required, and you can withdraw money from Seven Bank ATMs and Lawson Bank ATMs from the day of signing the contract. "Smartphone ATM" is also easy with an app!
◇Customers applying for the first time◇
Leave your cash advances and card loans to the Promise app! From application to screening and financing can be done in as little as 3 minutes! Everything from application to loan review and contract can be completed using an app or smartphone. After signing the contract, you can choose how you want to borrow money with Promise's cash advance/card loan.
Debiting method 1: With the app, you can withdraw money from Seven Bank ATMs and Lawson Bank ATMs without a card.
Borrowing method ②: You can also make a loan by transferring funds from Promise to your bank account.
Borrowing method ③: Promise cards can be issued even if you use the app/smartphone. With the Promise Card, you can borrow from Promise ATMs and affiliated ATMs nationwide.
◇Customers currently doing business◇
Customers who are already doing business with card loans can also conveniently use the app! The Promise app incorporates Seven Bank and Lawson Bank's smartphone ATM transaction services, so ATM transactions can be made without a card. When you need money right away but don't have your credit card or the time for cash advances via bank transfer has passed, just install the app and you can borrow on the same day!
■Introduction of functions
[New application function]
・Application
・Submit identity verification documents and income proof documents
[Borrowing function]
・Smartphone ATM
Unlike traditional card loans, you can withdraw and deposit money from Seven Bank ATMs and Lawson Bank ATMs without a card.
・Internet transfer
You can transfer money to your bank account using cash advance from the app.
[Repayment function]
・Internet repayment
You can repay Promise from your own bank account.
[Application function for increase (limit change)]
You can apply for an increase (change in limit) from the app.
[Submission of income proof documents]
You can take a photo of your income proof document using the app or select an image file on your smartphone and submit it as is.
[LINE chat service]
If you link your LINE account from the app, you can make inquiries about usage information and contract details through the LINE chat service.
[Application function for Promise Visa card]
From the app, you can apply for a card that has no annual fee for a lifetime and can be used for shopping with Visa credit cards in addition to borrowing with Promise.
■Various functions of other apps
[Smooth login]
The login ID and card number required for login can be saved in the app, so there is no need to enter them each time.
Additionally, by completing the biometric authentication service in advance, you can log in using only your biometric information (fingerprint, face, voice).
[Inquiry about usage information]
You can check your loan balance, repayment date, repayment amount, available amount, etc. at a glance.
You can also check usage information such as interest rates and borrowing rates.
[Store/ATM search]
By using GPS, you can search for nearby stores and ATMs.
[Repayment simulation]
You can simulate your repayment plan by entering your repayment period, repayment amount, and desired loan amount.
*******Terms of use, notes*******
[Supported OS]
Android7 or later
Please note that there may be some restrictions on operation, etc. depending on events and environments specific to the device. Additionally, operation is not guaranteed on tablet devices.
[Points to note when using the “Smartphone ATM” service]
・Available by installing the Promise official app.
・You cannot use this service when Seven Bank ATMs and Lawson Bank ATMs are closed, or during our system maintenance hours. (Regular maintenance takes place every Monday from 0:00 to 7:00. Also, the service will be suspended all day on New Year's Day.)
- Operating hours for Seven Bank ATMs and Lawson Bank ATMs vary depending on the business hours of the stores where they are installed.
・Smartphone authentication via SMS (Short Message Service) is required.
■“Promise” is recommended for the following people!
・I need money urgently, so I'm looking for an app that allows me to borrow money using my smartphone.
・When you don't have time to deposit money into your debit card account, you want to use a card loan app that allows you to borrow money immediately.
・I want to use the ATM search function to find nearby ATMs where I can borrow money.
・I want a loan app that allows me to change my loan limit from my smartphone.
・I want to use cash advances that can be completed using a smartphone.
・I want to have a loan app that allows me to transfer money to my financial institution account without a card.
・I want to have an app to borrow money in case of sudden expenses.
・I want a card loan app that allows me to check loan repayment fees and interest rates, as well as search for ATMs.
・Since I don't carry a cash card with me, I want to get cash using an app loan that allows me to borrow money even on short notice.
・I'm looking for a loan app that allows me to apply for a loan even at night.
・I want to avoid the hassle of transferring cash to a debit card account using an app.
・I want to borrow money using Promise's app loan in an emergency when I don't have a credit card or cash card at hand.
・I want to use a borrowing app that allows me to apply for a loan at any time.
・When borrowing money with a card loan, you want to use consumer finance from a major financial institution group.
・I am interested in borrowing the Promise app loan that I heard in the commercial.
・I want to use a deferred payment payment app and a consumer finance card loan app separately.
・I want to get cash with a convenient app loan
・I'm looking for a card loan app that allows me to borrow money without going to a bank or ATM.
・I want to manage financial loan repayments properly using my smartphone.
・I want to use a cardless and easy-to-manage borrowing service such as deferred payment or virtual cards.
・In addition to borrowing a bank loan, I would like to use an app loan for living expenses.
・I want to use a consumer finance loan app that has a quick process from application to loan.
・I am interested in Promise app loans and card loans.
・I want to be able to borrow money from my smartphone when I need cash.
・I'm looking for a consumer finance app that allows me to borrow money at a convenience store.
・I want to complete my application with an app loan that does not require a visit to the store.
・I was looking for a borrowing app that allows me to withdraw money at nearby Lawson Bank ATMs and Seven Bank ATMs.
・I want to use virtual cards and card loans separately.
・I want to make a solid loan repayment plan by using card loan revolving payment.
・I want to apply for a loan review using an app where I can receive the review for free.
・I want to use deferred payment apps for everyday use and card loan apps for major expenses.
・I want to use a borrowing app that allows me to complete the loan review on my smartphone.
For cash advances, leave it to Consumer Finance Promise!
■About usage
・Loan interest rate (actual annual rate)
4.5%～17.8%
・Repayment period and number of repayments
After the final loan, the minimum period is the same day, and the maximum period is 6 years and 9 months (1 to 80 times). Please note that this is not a financial product that requires full repayment within 60 days.
・Representative example of total cost of card loan
Loan amount: 500,000 yen
Actual annual rate: 17.8%
Number of repayments: 58 times
Total repayment amount: 746,160 yen
·privacy policy
https://cyber.promise.co.jp/APB01X/APB01X03
Installation is free, and the app can be used by both first-time customers and existing customers.
In principle, you can borrow at any time, 24 hours a day, 365 days a year.
■No card required! Cash advance and repayment with the app!
You can use the "Smartphone ATM" service, which allows you to make deposits and withdrawals without a card, using the app at Seven Bank ATMs and Lawson Bank ATMs.
■Convenient cashing with “App Loan”!
App Loan is a promise service that allows you to complete everything from application to borrowing and post-contract transactions using your smartphone, even when you suddenly need money. You can apply, borrow, and repay without visiting the store, exchanging mail, or having a credit card.
■Recommended points of Promise app!
1: Earn V Points when signing a contract for the first time, logging into the Promise app, or making monthly repayments!
*Application from the app is required.
2: You can apply for an increase (change in limit) from the app.
3: Borrow without a card! No card is required, and you can withdraw money from Seven Bank ATMs and Lawson Bank ATMs from the day of signing the contract. "Smartphone ATM" is also easy with an app!
◇Customers applying for the first time◇
Leave your cash advances and card loans to the Promise app! From application to screening and financing can be done in as little as 3 minutes! Everything from application to loan review and contract can be completed using an app or smartphone. After signing the contract, you can choose how you want to borrow money with Promise's cash advance/card loan.
Debiting method 1: With the app, you can withdraw money from Seven Bank ATMs and Lawson Bank ATMs without a card.
Borrowing method ②: You can also make a loan by transferring funds from Promise to your bank account.
Borrowing method ③: Promise cards can be issued even if you use the app/smartphone. With the Promise Card, you can borrow from Promise ATMs and affiliated ATMs nationwide.
◇Customers currently doing business◇
Customers who are already doing business with card loans can also conveniently use the app! The Promise app incorporates Seven Bank and Lawson Bank's smartphone ATM transaction services, so ATM transactions can be made without a card. When you need money right away but don't have your credit card or the time for cash advances via bank transfer has passed, just install the app and you can borrow on the same day!
■Introduction of functions
[New application function]
・Application
・Submit identity verification documents and income proof documents
[Borrowing function]
・Smartphone ATM
Unlike traditional card loans, you can withdraw and deposit money from Seven Bank ATMs and Lawson Bank ATMs without a card.
・Internet transfer
You can transfer money to your bank account using cash advance from the app.
[Repayment function]
・Internet repayment
You can repay Promise from your own bank account.
[Application function for increase (limit change)]
You can apply for an increase (change in limit) from the app.
[Submission of income proof documents]
You can take a photo of your income proof document using the app or select an image file on your smartphone and submit it as is.
[LINE chat service]
If you link your LINE account from the app, you can make inquiries about usage information and contract details through the LINE chat service.
[Application function for Promise Visa card]
From the app, you can apply for a card that has no annual fee for a lifetime and can be used for shopping with Visa credit cards in addition to borrowing with Promise.
■Various functions of other apps
[Smooth login]
The login ID and card number required for login can be saved in the app, so there is no need to enter them each time.
Additionally, by completing the biometric authentication service in advance, you can log in using only your biometric information (fingerprint, face, voice).
[Inquiry about usage information]
You can check your loan balance, repayment date, repayment amount, available amount, etc. at a glance.
You can also check usage information such as interest rates and borrowing rates.
[Store/ATM search]
By using GPS, you can search for nearby stores and ATMs.
[Repayment simulation]
You can simulate your repayment plan by entering your repayment period, repayment amount, and desired loan amount.
*******Terms of use, notes*******
[Supported OS]
Android7 or later
Please note that there may be some restrictions on operation, etc. depending on events and environments specific to the device. Additionally, operation is not guaranteed on tablet devices.
[Points to note when using the “Smartphone ATM” service]
・Available by installing the Promise official app.
・You cannot use this service when Seven Bank ATMs and Lawson Bank ATMs are closed, or during our system maintenance hours. (Regular maintenance takes place every Monday from 0:00 to 7:00. Also, the service will be suspended all day on New Year's Day.)
- Operating hours for Seven Bank ATMs and Lawson Bank ATMs vary depending on the business hours of the stores where they are installed.
・Smartphone authentication via SMS (Short Message Service) is required.
■“Promise” is recommended for the following people!
・I need money urgently, so I'm looking for an app that allows me to borrow money using my smartphone.
・When you don't have time to deposit money into your debit card account, you want to use a card loan app that allows you to borrow money immediately.
・I want to use the ATM search function to find nearby ATMs where I can borrow money.
・I want a loan app that allows me to change my loan limit from my smartphone.
・I want to use cash advances that can be completed using a smartphone.
・I want to have a loan app that allows me to transfer money to my financial institution account without a card.
・I want to have an app to borrow money in case of sudden expenses.
・I want a card loan app that allows me to check loan repayment fees and interest rates, as well as search for ATMs.
・Since I don't carry a cash card with me, I want to get cash using an app loan that allows me to borrow money even on short notice.
・I'm looking for a loan app that allows me to apply for a loan even at night.
・I want to avoid the hassle of transferring cash to a debit card account using an app.
・I want to borrow money using Promise's app loan in an emergency when I don't have a credit card or cash card at hand.
・I want to use a borrowing app that allows me to apply for a loan at any time.
・When borrowing money with a card loan, you want to use consumer finance from a major financial institution group.
・I am interested in borrowing the Promise app loan that I heard in the commercial.
・I want to use a deferred payment payment app and a consumer finance card loan app separately.
・I want to get cash with a convenient app loan
・I'm looking for a card loan app that allows me to borrow money without going to a bank or ATM.
・I want to manage financial loan repayments properly using my smartphone.
・I want to use a cardless and easy-to-manage borrowing service such as deferred payment or virtual cards.
・In addition to borrowing a bank loan, I would like to use an app loan for living expenses.
・I want to use a consumer finance loan app that has a quick process from application to loan.
・I am interested in Promise app loans and card loans.
・I want to be able to borrow money from my smartphone when I need cash.
・I'm looking for a consumer finance app that allows me to borrow money at a convenience store.
・I want to complete my application with an app loan that does not require a visit to the store.
・I was looking for a borrowing app that allows me to withdraw money at nearby Lawson Bank ATMs and Seven Bank ATMs.
・I want to use virtual cards and card loans separately.
・I want to make a solid loan repayment plan by using card loan revolving payment.
・I want to apply for a loan review using an app where I can receive the review for free.
・I want to use deferred payment apps for everyday use and card loan apps for major expenses.
・I want to use a borrowing app that allows me to complete the loan review on my smartphone.
For cash advances, leave it to Consumer Finance Promise!
■About usage
・Loan interest rate (actual annual rate)
4.5%～17.8%
・Repayment period and number of repayments
After the final loan, the minimum period is the same day, and the maximum period is 6 years and 9 months (1 to 80 times). Please note that this is not a financial product that requires full repayment within 60 days.
・Representative example of total cost of card loan
Loan amount: 500,000 yen
Actual annual rate: 17.8%
Number of repayments: 58 times
Total repayment amount: 746,160 yen
·privacy policy
https://cyber.promise.co.jp/APB01X/APB01X03
