Freo

Freo App, where you can Pay, Save, and Borrow, all within a single application.

Simplify your financial life with one app that caters to all your needs - whether it's making purchases, saving for the future, or accessing credit lines.

Shop Now, Pay Later with Freo (formerly Freo Pay)

As one of

India's top Payments Apps

, Freo with its smooth pay later feature, allows instant access to up to ₹10,000 for your shopping needs (online + offline). One can pay merchants by scanning QR codes today & repay the bill later.

With Freo, enjoy: Zero Interest, Maximum Convenience!

• Shop to your heart's content, repay later
• Manage monthly bills effortlessly
• Scan & pay across India 🇮🇳

Freo is your go-to app for quick & easy payments. It helps you to pay utility bills (Gas, Electricity, Water, Prepaid-Postpaid mobile bills, Recharges, Cable-OTT, Wi-Fi etc.)

Credit on UPI with Freo RuPay Cards
• Get Freo Yes Bank Credit Card (Rupay) that lets you 'Scan & Pay with credit'

With Freo, say goodbye to cash hassles.

Partners: Lendbox - Transactree Technologies Pvt Ltd & Liquiloans - NDX Financials Services Pvt Ltd

Contact: hello@freopay.com

Borrow flexibly with Freo (formerly MoneyTap)

Need a personal loan or a flexible credit line? Borrowing within the Freo App offers the convenience of choosing from ₹3,000 to ₹5 lakhs credit lines at competitive interest rates, with minimal processing fees & flexible EMI options.

A loan with Freo stands out as we charge interest only on the amount you borrow, not the full credit line approved.

Features include:
● Ability to borrow any amount from your approved credit line
● Pay interest only on the amount you use
● Instant personal loans with no collateral risk
● A fully digital & paperless process
● Choose your own flexible EMIs

Loan Terms:
● Loan amounts: ₹3,000 to ₹5 lakhs
● Interest rates: 12% to 36% per annum
● APR: 10% to 70%
● EMI tenures: 3 to 36 months
● Low processing & line setup fees

For ₹1,00,000 personal loan borrowed for 1 year, @ interest rate 13% per annum*, a user would pay:
- Processing fee (at 2%) = ₹2,000 + GST = ₹2,360
- Line setup fee of ₹999+GST = ₹1181/- to be paid upfront
- Interest = ₹7,181
- EMI = ₹8,932
Total amount to pay = ₹1,10,725/-

*Interest Rate varies based on your risk profile.Only a fraction of our customers get an interest rate higher than 30% p.a.

Our Lending Partners:
→ SMFG India Credit Co. Ltd. (Formerly Fullerton India Credit Company Limited)
https://bit.ly/46KNzh9
→ Incred Capital Financial Services Pvt Ltd
https://bit.ly/3eTT0op
→ Kisetsu Saison Finance (India) Private Limited
https://bit.ly/FreoCS
→ Cholamandalam Investment and Finance Company
https://bit.ly/Cholamandalam
→ Transactree Technologies Pvt Ltd
https://bit.ly/3UkU5WJ
→ Tapstart Capital Pvt Ltd.
https://bit.ly/3qOUeEc

Contact: hello@moneytap.com

Save more with Freo

Grow your savings with Freo. Earn up to 7% interest on your savings account powered by Equitas Small Finance Bank. Enjoy higher interest rates for larger balances & ensure your hard-earned money multiplies efficiently. Simple, secure, and rewarding saving solutions for everyone.

Interest Rate (per annum) & Minimum Balance
→ 3.5% - Up to ₹1 lakh
→ 5.0% - Above ₹1 lakh & up to ₹5 lakhs
→ 7.0% - Above ₹5 lakhs & up to ₹25 crores
→ 7.8% - Above ₹25 crores

-Interest will be calculated on the daily closing balance of the account
-Interest will be paid quarterly by direct credit in the savings account
-Slabs rates are applicable on the incremental amount based on the closing balance

Contact: hello@freosave.com

Our fixed deposits interest rates go up to 8.5% p.a Senior citizens can earn up to 9% p.a. Visit: https://bit.ly/FreoInterestRates