Freo

Freo App, where you can Pay, Invest, Borrow and Insure, all within a single app.

Unlock flexible loans, invest in digital gold, secure insurance, & enjoy fast UPI payments - all in one app! Manage your money better - get Freo & power up your finances⚡️


🏅 Buy Digital Gold– Start with Just ₹10!
• Invest in 24K gold🏆
• No hassle of physical storage
• Buy & sell anytime, anywhere

🛡️ Insurance with Freo Care
• Get curated insurance planss
• Coverage for vector-borne diseases like Malaria & Dengue
• Daily cash benefits for hospitalization
• Comprehensive vehicle insurance 🚗 🏍️
• Women-centric health plans 💁‍♀️
• Pet insurance 🐶
• Secure your valuables💍 & big purchases 💻

💰 Fixed Deposits – High-Return Rates
• Instantly book FDs from ₹1,000/- with returns up to 9%*
• Flexible tenures to suit your needs
• Choose from trusted banks & institutions

Freo’s products are designed to help you get started with ease. Haven’t explored them yet? Start small, start now, and experience the difference for yourself!

Scan & pay across India with Freo UPI 🇮🇳

Freo UPI is fast, safe, secure, meets all your payment, investment, insurance & banking needs

Freo UPI allows you to:
• Money Transfer with BHIM UPI
• Check Bank A/c Balance
• Manage Multiple Bank A/c in Freo app
• Save beneficiaries
• Offline Payments (Pay via QR Code at local stores, kirana, food, medicines etc.)
• Online Payments (food-grocery orders, shopping, travel bookings)
• Pay for Recharges (Prepaid-Postpaid mobile bills, Cable-OTT, Wi-Fi)
• Pay your utility bills (Gas, Electricity, Water etc.)
• Buy/Renew Insurance Policies
• Use Credit on UPI powered by Rupay Credit Cards

💰Borrow flexibly with Freo (formerly MoneyTap)

A Personal Loan with Freo stands out with fast & smooth experience, great loan offers and from trusted partners.

Best Features
● Borrow small or big (any amount from ₹3,000 to ₹5 lakhs)
● Pay interest only on the amount you use
● Instant loans with no collateral risk
● Fast, digital & paperless process
● Flexible EMIs
● Top-up loans

Loan Terms:
● Amount: ₹3,000 to ₹5 lakhs
● Interest: 12% to 36% per annum
● APR: 10% to 70%
● Tenures: 3 to 36 months
● Low processing & setup fees

For ₹1,00,000 personal loan, for 1 year, @13% per annum*, a user would pay:
- Processing fee (at 2%) = ₹2,000 + GST = ₹2,360
- Setup fee of ₹999+GST = ₹1181/- to be paid upfront
- Interest = ₹7,181
- EMI = ₹8,932
Total amount to pay = ₹1,10,725/-

*Interest Rate varies based on your risk profile. Only a fraction of our customers get an interest rate higher than 30% p.a.

Our Lending Partners:
→ SMFG India Credit Co. Ltd. (Formerly Fullerton India Credit Company Limited)
https://bit.ly/46KNzh9
→ Incred Capital Financial Services Pvt Ltd
https://bit.ly/3eTT0op
→ Kisetsu Saison Finance (India) Private Limited
https://bit.ly/FreoCS
→ Cholamandalam Investment and Finance Company
https://bit.ly/Cholamandalam
→ Transactree Technologies Pvt Ltd
https://bit.ly/3UkU5WJ
→ Tapstart Capital Pvt Ltd.
https://bit.ly/3qOUeEc

Our Partners:
→ YES Bank - YES Bank Ltd.
→ Equitas SFB - Equitas Small Finance Bank
→ Lendbox - Transactree Technologies Pvt Ltd
→ Liquiloans - NDX Financials Services Pvt Ltd

App Permissions
SMS: to verify Phone number for registration
Location: a requirement by NPCI for UPI transactions
Contacts: for phone numbers to send money to & numbers to recharge
Camera: to scan QR code
Storage: to store scanned QR code
Photos, Media, Files: to upload & read the QR code
Accounts: to pre-populate email ID while signing up
Call: to detect single vs dual sim & let user choose
Microphone: to carry out KYC video verification

Contact: hello@freo.money