Only 1 minute! Easily compare and apply for 200 loans from 60 financial institutions, including 1 financial institution. You can easily manage your loans.
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Nome | 핀다 |
---|---|
Versione | 4.42.0 |
Aggiornare | 14 nov 2024 |
Dimensioni | 103 MB |
Categoria | Finanza |
Installazioni | 1Mln+ |
Sviluppatore | 핀다(finda) |
Android OS | Android 7.0+ |
Google Play ID | kr.co.finda.finda |
핀다 · Descrizione
대출은 '국내 최다' 69개 금융사와 함께하는 핀다에서! 1금융권 포함 200여개 대출 상품을 비교하고 선택하세요. When you want to change with a lower interest rate loan, you can open it!
● Difficult refinance loans are now easier with Finda!
Loan transfer (refinancing loan platform) supported by the government is also easily available at Finda.
You can compare loans based on the criteria you choose, such as interest rate, limit, and repayment schedule.
You can add only the products you want to your shopping cart and compare them in more detail.
Through Finda’s unique data analysis, we also recommend Finda Pick products that best suit your situation.
Even after you receive a loan, we will manage your loan with you until the end through an interest calculator and repayment date notification.
● Two out of three Finda customers successfully reduced their loan interest rates
Two out of three Finda customers successfully transferred their loans. (Approximately 70% based on users who used it for refinance loan purposes)
Those who changed their loans in Pinda lowered their interest rates 4.61%p on average.
Those who changed their loans from Pinda increased the limit of 9.5 million won.
Pinda customers saved an average annual loan and 520,000 won.
An average of 420,000 users are checking their limits on Finda every month.
(집계 기간: 2022.01.01-2023.03.06)
● Comparison of convenient and fast loan conditions
You can compare and apply for various loans, from credit loans to apartment mortgage loans, without affecting your credit score.
If you need money urgently, we will find you a loan that can be deposited quickly.
You can find optimal conditions using a variety of loan calculators such as loan interest calculator, year -end settlement calculator, loan calculator, a rented tax calculator, a deposit calculator, and a savings calculator.
● Smart, personalized loan management without worrying about late payments
If you connect My Data, Finda conveniently manages your loans.
Don't worry about forgetting and overdue. Finda will let you know in advance when and how much you have to repay.
If you have extra money, you can easily figure out which loan it is best to repay first.
● Precious personal information that keeps safe
Stop worrying about spam calls! You can block the call to get a loan at once.
When comparing loans, we change the phone number to a ‘safe number’ and forward it to the financial company.
Pinda only asks for the necessary authority for loan management.
● The actual loan amount of the loan approved user matches the desired amount by 99.9%
Loan approved user pattern analysis
- Enter that you wish to receive an average loan amount of 26.31 million won and actually issue an average loan amount of 26.3 million won.
- Average annual income 45.68 million won, average 3 loans, average credit score 709 points
-12.8% of the loan execution of 'Thin Filer' such as freelancers and housewives as well as office workers
-Select the most favorable conditions among the approved products (Average interest rate 14.5% → Average interest rate of 11.6%)
-The users who have experienced loan refusal elsewhere are contracting the best loan products with the best conditions.
Data analysis period: 23.01 ~ 23.08.11
Analyst: 406 people who left the reviews that they were approved only in Pinda.
[Required permissions]
Phone: Required for identity verification and device verification
설치된 앱 : 전자금융거래 사고 방지를 위해 스마트폰에 설치된 애플리케이션 중 위협이 될 수 있는 항목을 탐지하기 위해 사용(악성 App 탐지 정보 및 탐지된 악성 App에 대한 진단 정보)
[선택 권한]-저장공간 : 공동인증서 이용 로그인시 접근 필요-카메라: 특정 금융사 대출 약정 시 필요*선택권한은 허용하지 않아도 서비스를 이용할 수 있으나, 일부 기능 사용에 제한이 있을 수 있습니다.*안드로이드 운영체제 버전이 6.0 미만인 경우 선택적 접근 권한 없이 모두 필수적 선택 권한으로 적용 될 수 있습니다. 스마트폰의 운영체제를 안드로이드 6.0 이상 버전으로 업그레이드 하시고 핀다 앱을 재설치 하면 접근 권한 설정을 다시 할 수 있습니다.
● Pinda Customer Center: Care@finda.co.kr
[Loan product information] - Loan limit: KRW 1 million ~ maximum KRW 250 million - Loan period: minimum 12 months, maximum 120 months - Integrated interest rate range: minimum 2.56% per year - maximum 20%, preferential interest rate up to 5% applicable - Loan repayment amount Example: When borrowing 1 million won with equal repayment of principal and interest over 12 months at an annual interest rate of 6.5%, the total loan cost is 1,035,557 won (monthly payment of 86,296 won). - May vary depending on personal loan product and repayment method. - Finda-only preferential interest rate 는 일부 제휴 금융사 상품에 한하며, 핀다의 '비교대출 서비스'를 통해 대출을 실행한 분들에게만 적용됩니다.
Please check the financial product description and terms and conditions before entering into a contract.
Financial consumers have the right to explain about financial products or services.
(주)핀다는 금융관계법률에 따라 금융회사와 대출모집 위수탁계약을 체결한 금융상품판매대리·중개업자(온라인대출모집법인)입니다(등록번호 제2021-007호)
Pinda Co., Ltd. will be represented or brokers on many financial companies.
Finda Co., Ltd. is a financial product sales agent/broker who has not been granted the right to conclude financial product contracts by a financial company and cannot directly conclude financial product contracts.
Finda affiliated financial institutions: BNK Gyeongnam Bank, Busan Bank, Daegu Bank, Gwangju Bank, Woori Bank, Jeonbuk Bank, SC First Bank, Hana Bank, Toss Bank, SBI Savings Bank, Daol Savings Bank, JT Savings Bank, NH Savings Bank, Kiwoom Savings Bank, Daeshin Savings Bank, Welcome Savings Bank, Kiwoom Yes Savings Bank, Pepper Savings Bank, Moa Savings Bank, OSB Savings Bank, HB Savings Bank, Shinhan Savings Bank, Dongwon Jeil Savings Bank, Accuon Savings Bank, KB Savings Bank , IBK Savings Bank, Smart Savings Bank, DB Savings Bank, BNK Savings Bank, Sangsangin Savings Bank, Yegaram Savings Bank, OK Savings Bank, JT Chinae Savings Bank, Korea Investment Savings Bank, Korea Savings Bank, Woori Financial Savings Bank, Hana Savings Bank, Jinju Savings Bank, Seram Savings Bank, Inseong Savings Bank, Sangsang Plus Savings Bank, Cider Bank, Hanwha Life Insurance, Kyobo Life Insurance, Korea Capital, Hana Capital, JB Woori Capital, Lotte Capital, OK Capital, KB Capital, DGB Capital , Woori Financial Capital, BNK Capital, NH Nonghyup Capital, Hyundai Capital, Welcome Capital, Lotte Card, Woori Card, BC Card, KB Kookmin Card, Shinhan Card, Hyundai Card, Reddit, People Fund, Honest Fund, 8%, Daily Funding , Hanwha Savings Bank
If principal and interest are delinquent for a certain period of time, an obligation to repay all principal and interest may arise.
If your loan amount is excessive compared to your ability to repay, your personal credit score may fall, and if your personal credit score falls, you may face disadvantages related to financial transactions.
Pinda Review Pil 20231108-1 (Expiration period 2024.11.07)
● Difficult refinance loans are now easier with Finda!
Loan transfer (refinancing loan platform) supported by the government is also easily available at Finda.
You can compare loans based on the criteria you choose, such as interest rate, limit, and repayment schedule.
You can add only the products you want to your shopping cart and compare them in more detail.
Through Finda’s unique data analysis, we also recommend Finda Pick products that best suit your situation.
Even after you receive a loan, we will manage your loan with you until the end through an interest calculator and repayment date notification.
● Two out of three Finda customers successfully reduced their loan interest rates
Two out of three Finda customers successfully transferred their loans. (Approximately 70% based on users who used it for refinance loan purposes)
Those who changed their loans in Pinda lowered their interest rates 4.61%p on average.
Those who changed their loans from Pinda increased the limit of 9.5 million won.
Pinda customers saved an average annual loan and 520,000 won.
An average of 420,000 users are checking their limits on Finda every month.
(집계 기간: 2022.01.01-2023.03.06)
● Comparison of convenient and fast loan conditions
You can compare and apply for various loans, from credit loans to apartment mortgage loans, without affecting your credit score.
If you need money urgently, we will find you a loan that can be deposited quickly.
You can find optimal conditions using a variety of loan calculators such as loan interest calculator, year -end settlement calculator, loan calculator, a rented tax calculator, a deposit calculator, and a savings calculator.
● Smart, personalized loan management without worrying about late payments
If you connect My Data, Finda conveniently manages your loans.
Don't worry about forgetting and overdue. Finda will let you know in advance when and how much you have to repay.
If you have extra money, you can easily figure out which loan it is best to repay first.
● Precious personal information that keeps safe
Stop worrying about spam calls! You can block the call to get a loan at once.
When comparing loans, we change the phone number to a ‘safe number’ and forward it to the financial company.
Pinda only asks for the necessary authority for loan management.
● The actual loan amount of the loan approved user matches the desired amount by 99.9%
Loan approved user pattern analysis
- Enter that you wish to receive an average loan amount of 26.31 million won and actually issue an average loan amount of 26.3 million won.
- Average annual income 45.68 million won, average 3 loans, average credit score 709 points
-12.8% of the loan execution of 'Thin Filer' such as freelancers and housewives as well as office workers
-Select the most favorable conditions among the approved products (Average interest rate 14.5% → Average interest rate of 11.6%)
-The users who have experienced loan refusal elsewhere are contracting the best loan products with the best conditions.
Data analysis period: 23.01 ~ 23.08.11
Analyst: 406 people who left the reviews that they were approved only in Pinda.
[Required permissions]
Phone: Required for identity verification and device verification
설치된 앱 : 전자금융거래 사고 방지를 위해 스마트폰에 설치된 애플리케이션 중 위협이 될 수 있는 항목을 탐지하기 위해 사용(악성 App 탐지 정보 및 탐지된 악성 App에 대한 진단 정보)
[선택 권한]-저장공간 : 공동인증서 이용 로그인시 접근 필요-카메라: 특정 금융사 대출 약정 시 필요*선택권한은 허용하지 않아도 서비스를 이용할 수 있으나, 일부 기능 사용에 제한이 있을 수 있습니다.*안드로이드 운영체제 버전이 6.0 미만인 경우 선택적 접근 권한 없이 모두 필수적 선택 권한으로 적용 될 수 있습니다. 스마트폰의 운영체제를 안드로이드 6.0 이상 버전으로 업그레이드 하시고 핀다 앱을 재설치 하면 접근 권한 설정을 다시 할 수 있습니다.
● Pinda Customer Center: Care@finda.co.kr
[Loan product information] - Loan limit: KRW 1 million ~ maximum KRW 250 million - Loan period: minimum 12 months, maximum 120 months - Integrated interest rate range: minimum 2.56% per year - maximum 20%, preferential interest rate up to 5% applicable - Loan repayment amount Example: When borrowing 1 million won with equal repayment of principal and interest over 12 months at an annual interest rate of 6.5%, the total loan cost is 1,035,557 won (monthly payment of 86,296 won). - May vary depending on personal loan product and repayment method. - Finda-only preferential interest rate 는 일부 제휴 금융사 상품에 한하며, 핀다의 '비교대출 서비스'를 통해 대출을 실행한 분들에게만 적용됩니다.
Please check the financial product description and terms and conditions before entering into a contract.
Financial consumers have the right to explain about financial products or services.
(주)핀다는 금융관계법률에 따라 금융회사와 대출모집 위수탁계약을 체결한 금융상품판매대리·중개업자(온라인대출모집법인)입니다(등록번호 제2021-007호)
Pinda Co., Ltd. will be represented or brokers on many financial companies.
Finda Co., Ltd. is a financial product sales agent/broker who has not been granted the right to conclude financial product contracts by a financial company and cannot directly conclude financial product contracts.
Finda affiliated financial institutions: BNK Gyeongnam Bank, Busan Bank, Daegu Bank, Gwangju Bank, Woori Bank, Jeonbuk Bank, SC First Bank, Hana Bank, Toss Bank, SBI Savings Bank, Daol Savings Bank, JT Savings Bank, NH Savings Bank, Kiwoom Savings Bank, Daeshin Savings Bank, Welcome Savings Bank, Kiwoom Yes Savings Bank, Pepper Savings Bank, Moa Savings Bank, OSB Savings Bank, HB Savings Bank, Shinhan Savings Bank, Dongwon Jeil Savings Bank, Accuon Savings Bank, KB Savings Bank , IBK Savings Bank, Smart Savings Bank, DB Savings Bank, BNK Savings Bank, Sangsangin Savings Bank, Yegaram Savings Bank, OK Savings Bank, JT Chinae Savings Bank, Korea Investment Savings Bank, Korea Savings Bank, Woori Financial Savings Bank, Hana Savings Bank, Jinju Savings Bank, Seram Savings Bank, Inseong Savings Bank, Sangsang Plus Savings Bank, Cider Bank, Hanwha Life Insurance, Kyobo Life Insurance, Korea Capital, Hana Capital, JB Woori Capital, Lotte Capital, OK Capital, KB Capital, DGB Capital , Woori Financial Capital, BNK Capital, NH Nonghyup Capital, Hyundai Capital, Welcome Capital, Lotte Card, Woori Card, BC Card, KB Kookmin Card, Shinhan Card, Hyundai Card, Reddit, People Fund, Honest Fund, 8%, Daily Funding , Hanwha Savings Bank
If principal and interest are delinquent for a certain period of time, an obligation to repay all principal and interest may arise.
If your loan amount is excessive compared to your ability to repay, your personal credit score may fall, and if your personal credit score falls, you may face disadvantages related to financial transactions.
Pinda Review Pil 20231108-1 (Expiration period 2024.11.07)