핀다

🥇 Comparison of over 300 products from 73 financial companies, the largest in Korea, including first-tier financial institutions
💵 Check the highest and lowest interest rates on credit loans, mortgage loans, government-backed loans, business loans, and deposit loans with one click.
📑 Receive useful financial life information through Findapost
🚘 What if I have my own car? Get a car loan from Jeonbuk Bank and apply for the event with full interest coverage for one month!

👌 Loan Comparison
· Find the most advantageous loan for you, from credit loans to apartment mortgage loans, without affecting your credit score
· Compare products from commercial banks such as Woori Bank at once
· If you need money urgently, check for a loan that can be deposited on the same day
· One-stop in-app contract service opened within the Finda app
· Jeonbuk Bank home mortgage loan products can only be viewed on Finda
· Compare smart conditions with various loan calculator functions such as loan interest calculator, year-end settlement calculator, loan transfer calculator, rent calculator, deposit calculator, savings calculator, etc.
*Finance Commission lifts limit on credit loans ‘within annual income’! If you meet the total debt service ratio (DSR) standard, you can get a credit loan worth 2 to 3 times your annual salary.

🔄 Change Loan
· Switching to government-supported credit loans, housing mortgage loans, and monthly rent loans
· For those who changed their loan at Finda, the interest rate was lowered by an average of 3.95%p.
· Some people lowered their loan interest rates by a whopping 15.34% points!
· For those who changed their loans from Finda, the limit was increased by an average of 11.7 million won.
*Counting period: 2023.01.01-2023.12.31

🎯 Smart personalized loan management
· Smart, personalized loan management without worrying about late payment with interest calculator, repayment date alarm, etc.!
· If you connect My Data, you can conveniently manage all your loans in Finda.
· If you have extra money, we will easily tell you which loan it is best to repay first.

🙌 Loan Approval Review
· The actual loan amount of a customer approved for a loan matches the desired amount by 99.9%
· Average interest rate for Finda loan approved products is 14.5% → Average interest rate for actual loan products is 11.6%
· Customers who have experienced loan rejection elsewhere sign up for loan products with the best terms at Finda
*Counting period: 23.01~23.08.11, analysis target: 406 people who left a review saying ‘loan was approved only at Finda’
*You can check vivid loan success reviews on the Finda app. (‘View All’ at the bottom right of the app > News > Loan Reviews)

💡 The latest financial information I was looking for
· Complex and difficult financial information, easily organized with only the key points in Findapost
· Provides news on financial life, analysis, and a summary of trends in the financial sector
· The notification function quickly informs you of the latest financial news.

🔒 Keeping your precious personal information safe
· Stop worrying about spam calls! Block loan solicitation calls at once
· Finda converts your phone number into a ‘safe number’ and delivers it to the financial company.
· Finda requests only the permissions necessary to use the loan service.

[Required permissions]

Phone: Required for identity verification and device verification

Installed apps: Used to detect items that may pose a threat among applications installed on a smartphone to prevent electronic financial transaction accidents (malicious app detection information and diagnostic information on detected malicious apps)

[Loan product information]

Loan limit: 1 million won ~ up to 250 million won

Loan term: Minimum 12 months, maximum 120 months

Integrated interest rate range: minimum of 2.56% per year to maximum of 20%, preferential interest rate of up to 1%p can be applied

Example of loan repayment: When borrowing 1 million won with equal repayment of principal and interest over 12 months at an annual interest rate of 6.5%, the total loan cost is 1,035,557 won (monthly payment of 86,296 won).

It may vary depending on the personal loan product and repayment method.

Finda’s preferential interest rates are limited to products from some affiliated financial companies and only apply to those who have taken out a loan through Finda’s ‘Comparison Loan Service’.

[Selection Permissions]
Storage space: Access required when logging in using a joint certificate
Camera: Required to take pictures when signing a loan agreement with a specific financial company or inquiring about customer service
Microphone: Required to attach a video when inquiring about customer service
Photo: Required to attach a photo when contacting customer service

*You can use the service even if you do not grant optional permissions, but there may be restrictions on the use of some functions.

*If the Android operating system version is lower than 6.0, all optional access rights can be applied as mandatory permissions. You can reset your access permissions by upgrading your smartphone's operating system to Android 6.0 or higher and reinstalling the Finda app.

Please check the financial product description and terms and conditions before entering into a contract. If you are advised to enter into a contract with Finda or request an explanation, you have the right to receive an explanation in accordance with Article 19, Paragraph 1 (Duty of Explanation) of the Financial Consumer Protection Act.

Finda has several affiliated financial companies (Gwangju Bank, Jeonbuk Bank, BNK Gyeongnam Bank, BNK Busan Bank, iM Bank, Hana Bank, SC First Bank, K Bank, Woori Bank, IBK Industrial Bank, KB Kookmin Bank, BC Card, Woori Card) , KB Kookmin Card, Lotte Card, Shinhan Card, Hyundai Card, iM Capital, KB Capital, JB Woori Capital, BNK Capital, Lotte Capital, OK Capital, Hyundai Capital, NH Nonghyup Capital, Korea Capital, Woori Financial Capital, Hana Capital, Korea Investment Capital, Kyobo Life Insurance, Hanwha Life Insurance, Daishin Savings Bank, Dongwon Jeil Savings Bank, BNK Savings Bank, DB Savings Bank, IBK Savings Bank, JT Savings Bank, JT Chinae Savings Bank, NH Savings Bank, OK Savings Bank, OSB Savings Bank, SBI Savings Bank, Pepper Savings Bank, Moa Savings Bank, Sangsangin Savings Bank, Smart Savings Bank, Shinhan Savings Bank, Accuon Savings Bank, Yegaram Savings Bank, Woori Finance Savings Bank, Welcome Savings Bank, Daol Savings Bank , Kiwoom Yes Savings Bank, Kiwoom Savings Bank, Korea Investment Savings Bank, HB Savings Bank, Jinju Savings Bank, KB Savings Bank, Seram Savings Bank, Inseong Savings Bank, Cider Bank, Korea Savings Bank, Hana Savings Bank, Sangsang In Plus Savings Bank , Hanwha Savings Bank, Lendit, People Fund Company, Eight Percent, Honest Fund, Daily Funding, B Plus, Money Move, and Wink Stone), an online loan collection company that acts as an agent and broker in financial product sales. no see.

Finda is a loan solicitation corporation (loan originator number 2021-007) registered in accordance with financial-related laws, and is available on the Financial Supervisory Service portal site (https://www.fss.or.kr), loan solicitation corporation inquiry (www. You can verify your identity with the loan consultant.or.kr) and Finda website’s financial product sales agent/brokerage registration certificate.

Finda does not have the authority to directly enter into a loan contract, and each financial company affiliated with Finda enters into a loan contract with the customer after going through loan screening. If your loan or credit card usage is excessive compared to your ability to repay, your personal credit score may fall, and if your personal credit score falls, you may face disadvantages related to financial transactions. If the principal and interest are overdue, you may be obligated to repay all the principal and interest before the contract expiration date.

Finda Customer Center [1533-6786 (information-only number)]: Finda App > More > 1:1 chat inquiry or care@finda.co.kr

Finda Review Completed-202407-9 (Validity Period: Until 2025.07)