Neo

Get cashback at thousands of businesses with an average 5%¹ cashback with Canada’s best cashback card².

Create your free Neo profile today to explore our diverse network of brands. Neo is the new way to get cashback, spend, save, and invest.

NEXT LEVEL CASHBACK
Earn instant cashback in-person and online at thousands of local and national businesses, including most major gas and grocery stores, restaurants, gyms, coffee shops, and more with the Neo Card, Neo Secured Card or Hudson’s Bay Mastercard.

USE YOUR CARD INSTANTLY
Once approved, you can use your card instantly.

GUARANTEED APPROVAL
With the Neo Secured card.

SAY GOODBYE TO FEES
Unlike many other cards, there are no monthly or annual fees³.

GROW YOUR SAVINGS FASTER
Reach your goals faster and earn 2.25%* on every dollar with Neo Money. That’s up to 225x⁴ more interest than at a traditional bank.

MOVE MONEY WITH EASE
Pay bills, make deposits, withdraw and transfer, all from one place. No fees or minimum deposits required. Make secure and convenient payments by adding your card to Google Pay.

NEVER MISS A PAYMENT
Never miss a credit card payment again with Auto-Pay to pay off your card automatically each month.

WORRY-FREE FLEXIBILITY
Always be in control. Freeze your card, manage your settings, and more — anytime, anywhere.

SAFETY & SECURITY
Stay protected against fraud with Mastercard Zero Liability protection⁵. Keep your deposits secure with Canadian Deposit Insurance Corporation.

Neo is continually adding hundreds of rewards partners in select cities every month.

For more information, please visit NeoFinancial.com.

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Card issued by ATB Financial pursuant to license by Mastercard International Inc. Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Inc.

The Annual Percentage Rate (APR) on the Neo Mastercard® is 19.99%-24.99%

The Cash Advance Interest Rate on the Neo Mastercard® is 22.99%-26.99%

The Neo Money account is provided by Concentra Bank, a CDIC member institution, and is eligible for CDIC deposit protection. Deposits held in Neo Money accounts are combined with eligible deposits held at Concentra Bank, for up to $100,000 of deposit protection, per category, per depositor.

*Interest is calculated daily on the total closing balance and paid monthly. Rates are per annum and subject to change without notice.

Interac® is a registered trade-mark of Interac Inc. Used under license.

¹ Average based on current offers at select partners. Cashback varies per plan, offer, and partner.

² As awarded on October 19, 2021 by votes cast in the RewardsCanada.ca Canada’s Choice awards.

³ Monthly Statements; No monthly or annual fees; 21 day grace period; Minimum payment is the higher of $10.00 or 5.0% of total statement balance; Purchase rate (19.99%-24.99%) and cash advance rate (21.99%-26.99%).

⁴ Based on research comparing high-interest savings rates of Canada’s ‘Big 5’ banks, excluding promotional rates and rate premiums. Research was conducted by Neo Financial and based on data taken from public websites as at August 10, 2022.

⁵ Pay only for purchases that you have authorized on your Mastercard. Conditions and exceptions apply.