Empower: préstamo en minutos

A loan of up to $2,000 in minutes - available when you need it most. Receive the money directly in your account, clear commissions and without fine print.
How does Empower work?
1. Download Empower
2. Create an account. You only need your cell phone and your INE
3. Complete a short application. Tell us a little about yourself and help us verify your income *
4. Get your loan offer in minutes. Accept it from your cell phone and receive the money in your account
5. Don't worry. Empower will collect your loan on the agreed date automatically, although you can always choose to make a SPEI transfer and pay your credit
* Empower uses Open Banking technology to verify your income
✔️ Accessible
Transparent and fixed commissions
✔️ Immediate
Fill out your application and if your request is approved, receive the money in your account in minutes
✔️ Convenient
Request a credit 24/7 directly in the application
✔️ Pay easily
Don't worry and avoid late payment fees. Empower will collect your loan automatically on the agreed date, although you can always choose to make a SPEI transfer and pay your credit
✔️ Continuous access
Return to the application when you need a new loan. We are here to help you
Example of an Empower loan:
A user who accepts a loan of $1,000 and chooses a term of 61 days, on the payment date must make a single payment for a total of $1,174.00. The payment includes $1,000 of the loan principal, a fixed fee of $150 (15% of the loan principal) plus 16% VAT. The CAT of the loan without VAT is 128%. We do not charge any interest in addition to the aforementioned fees.
Total payment breakdown:
$1,000 (loan principal) + $150 ($1,000 * 15% flat fee) + $24 ($150 fee * 16% VAT) = $1,174.00
Terms and fees
Loan amount: $150 - $2,000
Fixed origination fee: 15% of the loan amount plus VAT
Fixed annual default interest rate: 360% plus VAT
Late payment fee: 10% of the loan amount plus VAT
Minimum payment period: 61 days
Maximum payment period: 61 days
Informative average CAT: 1137% without VAT*
*CAT Average 1137% without VAT. For informational and comparison purposes only. CAT calculation date: December 2023. Empower will never charge additional commissions or interest to those indicated above
Who can receive an Empower loan:
✔️ Mexican Citizens over 18 years of age
✔️ You will need your cell phone number and a valid INE or IFE
✔️ A bank account in your name
Privacy Policy
All information you provide to us will be used exclusively to verify your identity and approve your credit application. Review our privacy policy detailing how Empower collects, uses and shares your personal and/or sensitive data here: https://empowerapp.mx/legal/aviso-de-privacidad
Always make sure you read and understand the terms and conditions and credit agreement before proceeding with any transaction.
Product improvements
We are always working to improve our products and the experience for our customers. If the products we offer are different from those described here, please do not hesitate to contact us.
Contact
Email: help@empower.me
Website: empowerapp.mx
Phone: +52 55 9302 0604