Papel

From 24/7 free money transfers to bill payments, cashback, prepaid cards, international transfers, and Papel Chat—Papel has all the features to make life easier. Download Papel with its innovative, user-friendly interface and easily manage all your financial needs.


Create Your Account, Verify Your Identity

Creating your Papel account and verifying your identity is simple. Download Papel, complete the identity and address verification steps in minutes, and enjoy all its benefits immediately.


Transfer to 5 Countries for a Fixed Fee of $1 or €1

Experience the convenience of Papel for international money transfers. Easily send money to your loved ones abroad with Papel and enjoy competitive exchange rates. Send Euros to Germany, France, Belgium, and US Dollars to Uzbekistan and Azerbaijan. Enjoy a low transfer fee: just 1 Euro for Euro transfers and only 1 US Dollar for dollar transfers!


Earn More as You Spend with Papel Cashback

Make your shopping more rewarding with Papel Cashback. Enjoy instant cashback at dozens of brands with Papel, making every purchase sweeter!


24/7 Free Money Transfers

Forget checking "business hours." Send or receive money whenever you need it, with no fees. Modern solutions for modern lives are made simple. Need to send money to other IBANs? That's easy, too! Just verify your identity, and you can quickly transfer money to any IBAN.


Papel Classic Card in Your Pocket for a Seamless Shopping Experience

Now, earn instant cashback while shopping at your favorite stores with the Papel Classic Card. Plus, enjoy the ease of withdrawing or depositing money at any ATM with Papel's new physical card, Papel Classic Card. Download the Papel app, verify your identity, and apply for free.


With the Papel Virtual Card, you can shop domestically or internationally with peace of mind. Enjoy secure, hassle-free shopping with the Papel Virtual Card.



Pay Bills and Split Expenses

You can make bill and institutional payments right in the Papel app. Splitting expenses with friends or family has never been this easy.



Simple and Intuitive Wallet Management

With the Papel mobile app, tracking your spending, reviewing transaction history, and checking your financial data is easier than ever. Say goodbye to confusing menus and hard-to-understand terms on Papel.



Chat and Send Money with Papel Chat

All you need is Papel Chat to chat, request, or send money. Now, you can chat with friends, request funds, or send payments without leaving the app.



Digital and Game Codes

Now, you can purchase e-PINs, National Lottery tickets, and various digital codes directly from the Papel app and enjoy instant benefits.



Regulatory-Compliant Solutions

Papel is an electronic money and payment services institution authorized by the Central Bank of the Republic of Turkey (CBRT) to issue electronic money and provide payment services.



Coming Soon to Papel

Here's a sneak peek of new Papel features launching soon:



Papel Metal Card

The Papel Metal Card opens the door to a world of exclusive perks, from VIP event invites to concierge services.*

*Additional fees may apply for metal cards.




Open Banking

Forget the hassle of juggling multiple apps. With open banking, you can easily coordinate accounts across platforms and manage your budget seamlessly.


If you have any questions or feedback, email us at support@papel.com.tr or call 0 850 241 24 24, available 24/7.