Home Credit: Loan App

Home Credit, the most trusted Personal Loan App in India

● Loan Amount: ₹10,000 upto ₹5,00,000
● Minimum Annual Percentage Rate (APR): 24%, Maximum APR: 34%
● Minimum repayment period: 6 months, Maximum repayment period: 48 months
● Processing Fees: 2.5% to 5%
● Convenience Fees: 0 to Rs 250
● If customers opt for a Value-Added Service, the fee for the same shall be levied additionally

Representative Example:

Loan Amount: ₹50,000
Tenure: 12 months
Interest Rate: 24%
EMI: ₹4728/month
Processing Fees: ₹1,000
Convenience Fees: ₹250
Total Amount Payable: ₹57,986

*The annual interest rates and processing fee will vary as per the risk profile of the customers.

The maximum APR can go up to 34% (However, only a fraction of our customers get an interest rate higher than 30% per annum). These numbers are indicative & subject to change.

Key Points:

• Over 1.5 Crore satisfied customers
• More than 53,000 Partners Shops
• Presence across India in 600+ Cities

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Products for You:

Personal Loan - Home Credit is India’s most trusted & registered NBFC which offers instant Personal Loan for your all needs such as Medical Emergency, Wedding, Small Business, Education, etc. Apply for Personal Loan Online up to ₹5 Lakh with minimal documentation.

Eligibility & Documents Required

1. You should be an Indian
2. Your Age requirements:
• Existing Home Credit Customers: 19 - 69 years
• New to Home Credit: 19 - 68 years
3. Should have a PAN Card as valid ID Proof and Indian citizenship residential address proof
4. Should have an active bank account (for the amount disbursal)
5. Should be salaried, self-employed or pensioner

Why Choose Home Credit App for Personal Loan?

✔ Disbursal within 24 hours
✔ 100% Digital Process
✔ A seamless digital experience, from loan application to repayment

How to Apply for an Online Personal Loan?

Simple & hassle-free loan application process in a few easy steps:

1. Download Home Credit App from Play Store
2. Register on the App
3. Submit your personal loan details
4. Upload KYC Documents
5. After loan approval, receive money in your bank account

So, if you’re looking for an Instant Personal Loan in India, we’re here to help you with our easy application process and 5 mins loan approval.

Home Appliance Loan - Get a Loan for Home Appliances like TV, Refrigerators, AC & many more on easy EMIs & flexible tenure.

SBI Credit Card - Home Credit offers a wide range of SBI credit cards online. Each SBI credit card offers amazing benefits & rewards for you.

Card Protection - Home Credit also offers One Assist card protection plan that provides quality assistance & protection for your wallets in case of card frauds, theft etc.

Home Loan - Get affordable & easy home loans for constructing, buying or renovating your home in 3 easy steps.

Home Credit respects your Privacy

Data security & privacy is our top priority. All information requested from our personal loan app is only used to generate the best offers for you.

Privacy Policy: https://www.homecredit.co.in/privacy-policy

Contact us
1. Email: care@homecredit.co.in
2. Website: https://www.homecredit.co.in/contact-us
3. Address: Home Credit India Finance Private Limited, DLF Infinity Towers, Tower C, 3rd Floor, DLF Cyber City Phase II, Gurugram-122002, India

Download Home Credit Personal Loan App Now!