HappyCredit

HappyCredit, India’s fastest online cashback rewards app is proudly MADE IN INDIA ✌️ . With HappyCredit, get instant cashback rewards when you shop at Flipkart Myntra Ajio Pharmeasy and 100+ partners.

Earning cashback with HappyCredit is so simple, we call it Aishbackᵀᴹ😎



Best cashback features
🛍 Instant Cashback on 100+ online websites - Flipkart Ajio Myntra Pharmeasy Netmeds Big Bazaar OnePlus & more
🙊 No remembering online coupons. Get cashback automatically on paying with any Credit card or UPI.
💰 Cashback is real cash that can be transferred to any bank in 1-tap. (No min limit)
🏃‍♀️ Get online cashback seconds after shopping, not months.
🎁 Shopping Cashback is over & above store discounts
😮 Surprise Cashbacks when you pay anywhere with your Credit Card or UPI
💳 All your existing credit card offers in one place including ICICI HDFC Citi & SBI cards as well as new credit cards like Slice OneCard UNI card Bullet & Freo Pay


How can you earn cashback ?
💸 Once you sign up, find your favourite online shopping websites & nearby restaurant offers where you want to dine out & spa & salon deals.
💸 Find your preferred online shopping partner like Flipkart Myntra and 100+ more and Tap ‘Shop now’
💸 And pay with your credit card, debit card or UPI. No need to request for offers or show discount coupons. Stores refuse to accept coupons, apps, deals, vouchers & offers ? Never again.
💸 Get cashback rewards within seconds.
💸 Cashback app allows transfer to your bank account.
💸 Also earn surprise cashback on other shopping & payments.

Credit card and UPI users of all major banks like ICICI Bank, HDFC Bank, Citibank, SBI card, American Express, Axis Bank, RBL & Yesbank among others can sign up and find and redeem exclusive cashback deals and online coupon codes. All major credit cards and UPI of most banks are eligible for cashback and for debit cards, we are working to enable rewards in future updates.



Never miss out using your Credit card offers, debit card & UPI offers
💳 Apart from being a cashback app, HappyCredit also is a deals and online coupons app for all credit card offers and discount coupons across all banks.
💳 Get relevant and timely notifications, deals of the day for top online stores like Flipkart Myntra Ajio Pharmeasy as well as 1000s of nearby restaurant offers to dine out at, delivery food discount codes, salon offers, spa deals and discount coupons.
💳 Get access to valuable flipkart coupons, amazon cashback offers, flipkart cashback offers and 100+ online stores shopping deals on every purchase.


SAFETY, SECURITY & PERMISSIONS:

HappyCredit reads only transactional messages and recognises accounts based on the last four digits mentioned in an SMS. HappyCredit uses bank-grade security & encryption - so your data and money are safe.

The app requires the following permissions to function properly :

SMS - READ_SMS
Required to read financial SMSs for tracking transactions automatically and providing a comprehensive view of spend, due bills, etc and provide instant cashback whenever an eligible spend SMS is detected.

Location
As a cashback app, some deals and coupons could be location specific and we need location to detect eligibility. We also use location to show exclusive and relevant offers from brands and merchants around you. We also store location at the time of bank transfer to prevent fraud.