Sprive

It’s completely free to use and it only takes a few minutes to get started.

Millions of people are paying off their mortgage faster, but now there is a smarter way to help you save more. Using our industry leading technology, we help homeowners effortlessly make mortgage overpayments by setting aside spare cash and making one tap payments to your lender.

Use the Shop with Sprive feature to earn same-day cashback to put towards your mortgage. Available at over 50+ UK brands like ASDA, M&S, Waitrose, Airbnb, John Lewis, Red Letter Days, Amazon and many more. Do your everyday shopping through the app either online or in-store to earn cashback of up to 15% to put towards your mortgage and pay off your mortgage even faster.

Featured by ITV News, Forbes, Sky News, The Daily Mail, This is Money, The Telegraph, Daily Express, iNews, Metro and the Daily Mirror.

How it works?
• Connect your current account and we’ll automatically source your mortgage information from your lender
• We’ll set money aside based on your spending. The less you spend, the more we set aside without ever impacting your lifestyle
• With one tap, you can make a mortgage payment to your lender or withdraw the money back
• Shop via the app at over 50 leading brands to earn same-day cashback to put towards your mortgage
• Monitor your progress by tracking how many years and interest you’re on track to save
• Track how much of your home you own to help increase your chances of unlocking cheaper deals when you next re-mortgage
• You can set custom payment limits within the app
• We also have an inbuilt mortgage estimator and mortgage calculator to help you understand how much money you can save and tell you how close you are to living in a mortgage free home

Why use Sprive?
Sprive is the fastest way to pay off your mortgage. By regularly putting your spare cash towards your mortgage and doing your regular shopping through the app, you will be amazed at how much money you can save and how much sooner you can live a mortgage free life.

Supported Lenders:
First Direct, Nationwide, Barclays, Halifax, HSBC, Lloyds, Natwest, RBS, Santander, TSB Bank, Virgin Money, Yorkshire Building Society and Coventry Building Society

Supported Brands:
ASDA, Sainsburys, Amazon, Morrisons, Waitrose, M&S, Iceland, Costa Coffee, Café Nero, Deliveroo, Just Eat, Uber Eats, Primark, Boohoo, Asos, Decathlon, Foot Locker, Adidas, New Look, River Island, Superdry, John Lewis, B&M, Matalan, Argos, Boots, Airbnb, Uber, Lastminute.com, Halfords, Ernest Jones, H.Samuel, WHSmith, Red Letter Days, Paul Smith, Harvester, Miller & Carter, The Restaurant Card, Pizza Express, Naked Wines, Greggs, Pizza Hut, Habitat, Screwfix, Wayfair, FatFace, Clarks, JD, Selfridges, London Theatre Direct, Cineworld, Jet2holidays, Travel Card, Spabreaks.com, Tripgift, Love2shop

Transparency and Trust:
• Sprive is a trading name of Sprive Limited. Sprive is registered with the Financial Conduct Authority (FRN: 919863)
• We never share your data with third parties without your consent
• We don’t charge fees for using Sprive. We’re developing a feature that scans the market for 24/7 for cheaper deals. Should we help you re-mortgage in the future, we will be paid commission from your mortgage lender
• Any sensitive data we hold is stored using symmetric cryptography (AES) and we use 256-bit TLS encryption to communicate with our servers

Customer Service:
Our support team is here to help you when you need us, 5 days a week.

Imagine your life without a mortgage. Download Sprive today and let us help you get there faster!

Illustration Assumptions:
- Just £3 a day illustration savings are based on a £260,000 mortgage, on a 5% interest rate over 25 year term
- Overpayment saving calculations are based on a regular monthly £150 overpayment on a £260,000 mortgage, on a 5% interest rate over 25 year term