IBL : Instant Personal Loan

IBL is the best money manager & daily expense tracker to automatically and securely track your monthly spends. You can also apply for Personal Loan with IBL premium & avail loan up to ₹50000/- .

Stay within budget and SAVE more every month. Find out how you are saving month on month.

With IBL premium, you can apply for an instant personal loan for your shopping, travel, large bills and any other purpose.

We are Also provide an Instant Personal Loan for India, where one can apply for Personal Loan Online & avail up to ₹50000/- Loan.

We Also Offer a Personal Loan
A loan option where you can avail loan approval within 10 minutes of app install and got bank transfer within 24 to 48 hours. All you need is your PAN Card, ID & Address Proof and Selfie, and you can avail from ₹10,000 to ₹50,000 for a tenure ranging from 6 months to 12 months and pay amount by monthly EMIs.


Loans range : ₹10,000 to ₹50,000
Tenure: 6 months to 12 months.
Interest rates range : 0% - 36% (depending on Credit and risk profile of customer and product offer)

Example: If loan amount is ₹10500 & interest is 21% per annum with tenure of 9 months; after deducting any other fees
Processing Fee Rs.525/- upto 5% of Loan Amount
Reducing Interest = Rs.940/- upto 3% per month
Monthly EMI : Rs.1271/-
Total Repayment : Rs.11439/-


Amount, Tenure, Fees & Charges
Loans amount: ₹10,000 to ₹50,000, Tenure: 6 months-12 months. IBL Finance charges one-time processing fee is ₹0 - ₹2100 depending on the risk and credit. Interest rates range from 0%-36% with equivalent monthly interest rate of 0%-3% only. The charges and repayment tenures vary based on creditworthiness and repayment ability of the customers.

Penalty is charged only when someone delays their scheduled payment.

In addition to it, GST will be applicable only on the fee components as per Indian laws.

Features
- Take control of your MONEY and SAVE more
- Keep a close track of credit card spents
- Digital Personal Loan up to ₹50000/-
- All expenses at a GLANCE - Banks Accounts and Credit Cards
- Check BANK BALANCES
- track your Income and other Credit transactions
- 100% Online process
- Minimal documentation
- Fast approval
- bank transfer within 24 to 48 hours


Benefits & Risks
1. Get access to higher amounts & tenures as you repay on time
2. As compliance requirement your payment behavior is shared with credit rating agencies; based on that your credit score may increase/decrease

Eligibility
1. Indian resident
2. Above the age of 21 years
3. Should have monthly source of income


How to get started
1. Install IBL App
2. Register through Mobile Number and OTP
3. Fill your basic details to check first level eligibility
4. Upload KYC documents - ID, Address Proof & PAN card & Selfie
5. Avail Loan as bank transfer


Contact Us
info@iblfinance.in


Address
IBL Finance
6025, World Trade Centre, Nr. Udhana Darwaja, Ring Road, Surat, Gujarat-395002.