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happy money A financial services platform that helps you get instant online loans.

Happy Money can provide users with a wide range of loan products to choose from.
Loans with flexible credit limits, long term and low interest rates. Specific product information is as follows.
1- The loan amount is flexible and free to choose.
Loan amount: 2,000 to 50,000 baht
2- Long-term loans reduce repayment pressure.
Loan term: 91 days to 365 days
The shortest loan period is 91 days. The longest is 365 days.
3- Low annual interest rates reduce borrowing costs for users.
The annual interest rate is not more than 15% and the maximum is only 0.04%/day.
4- No hidden costs All fees are clear and transparent.
5- Demo of loan calculations (If you're not familiar with how credit is calculated You can master the calculation method through the following demo):
Select a loan product. The loan amount (i.e. principal) is: 10,000 baht.
Choose the appropriate loan period: 150 days (5 months)
Select APR :15/year (0.04%/day)
Other fees: none
Daily interest: 10000*0.04%=4THB
Monthly interest: 4*30=120 baht
Monthly payment calculation: 10000/5+120=2120 baht
At maturity, the repayment amount will be principal and all expenses. 10,000+600=10600 baht

choose happy money Expenses will be reduced——
A lower APR allows users to charge less interest per loan than other products. And there are no hidden fees.

Choose happy money with high loan amount and convenient loan——
Complete a loan application in just 5 minutes after approval. The principal is transferred immediately to the user's bank account, no mortgage required, only a mobile phone and ID card are required.

choose happy money The loan will be faster——
There are no paper documents and no tedious data entry. The process is simple and application approval is quick.

choose happy money Guarantee the safety of personal information——
Security of our users' personal information and privacy is our top priority. And we have passed ISO 27001 certification, which can protect the confidentiality of users' personal information very well. User personal information will not be shared with third parties without the user's consent.

How to spend money happily
1- Download Happy Money from Google Play Store.
2- Register a personal account and fill in the relevant information through your mobile phone.
3- Choose a loan product Select the desired loan amount and term.
4- Submit the user's loan application and wait for verification.
5- After approval the loan will be released to the user's personal account.
6- Please repay within the loan period to improve the user's credit rating.
7- High loan amounts encourage users to apply for new loans to get higher loan amounts and accumulate a good credit rating.

Statement of responsibility
As a professional financial product platform Happy Money is committed to launching safe, reliable and user-centric financial products for users. However, it is worth noting that My Money does not directly engage in lending activities. Credit approval and terms are determined by the financial institution based on an individual's credit, income, and geographic location. This may result in changes to the product offerings. as a facilitator We are committed to providing affordable financial options to our users. This will help in making informed and beneficial financial decisions.

The use of high-value loans must meet certain requirements.
Thai citizens aged 1-20 years and over
2- Have a stable source of income
3- Have a valid mobile phone and personal account.
4- Need a loan

Choose a high-value loan and start your fast, smooth, easy, low-interest lending experience.

Learn more about choosing happy money Please contact us during business hours and we will answer user questions as soon as possible.
Working hours: Monday-Friday 09:00-17:00. Saturday-Sunday 09:00-16:30.
Contact email: zfwe456f@gmail.com
Contact address: 70/3 Moo 9 Thanu, Uthai District, Phra Nakhon Si Ayutthaya 13210