Privo: Instant Credit Line App

Credit Saison India - Loan App is owned by Kisetsu Saison Finance (India) Private Limited (KSF), an RBI-registered NBFC operating under the brand name of Credit Saison India. KSF is AAA-rated by CRISIL and CARE.

Benefits of Using Credit Saison India - Loan App
✅ Flexible Access to Funds – 🏦 Quick loans for business and personal needs.
✅ Transparent Costs – 💰 No hidden charges—know exactly what you're paying.
✅ Flexible EMI Options – 📅 Choose repayment plans tailored to your finances.
✅ FREE Access to Credit Reports – 📊 For our customers.

Credit Saison India - Loan App offers the best Business Loans up to ₹15,00,000
Period for repayment: Min. 12 months | Max. 36 months
Interest rate: Min 19% pa | Max 30% pa
Processing fee - Upto 3% of the loan amount + GST
Maximum Annual Percentage Rate: 30%
*Terms & Conditions Apply

Example of how Business Loans work on Credit Saison India app

Let's say you borrow 10,00,000 for 12 months, then:

1. Loan amount (disbursed to the borrower): INR 10,00,000
2. Total interest (@ 21%) charge during the entire tenure of the loan: INR 2,10,000
3. Other up-front charges (break-up of each component to be given below): INR 26,189
3a. Processing fees (@ 2%) inclusive of GST: INR 23,600
3b. Insurance charges(if applicable): INR 2000
3c. Others (if any) - Document charges (if applicable): INR 589
4. Net disbursed amount: INR 9,73,811
5. Total amount to be paid by the borrower: INR 12,36,189

Uses of Business Loan:
1. 📈 Business Expansion
2. ⚒️ Equipment Purchases for your businesses
3. 💵 Cash Flow management for your business
4. 🔂 Transfers of loans
5. 💼 Inventory purchase for your business

Additional Charges levied on Business loans:
Documentation charges: 499+GST
Bounce Charges: Rs. 500 for every cheque/Payment Instrument Dishonour
Instrument Swap Charges: Rs. 1000 + GST
Foreclosure Charges: Upto 5% of the outstanding principal amount +GST

Get Instant Personal loans ranging from ₹20,000 to ₹500,000:
Period for repayment: Min. 3 months | Max. 60 months
Interest rate: Min 9.99% pa | Max 29.99% pa
Processing fee - Upto 3% + GST
Maximum Annual Percentage Rate: 45%
*Terms & Conditions Apply

Example of how Instant Personal Loans work on Credit Saison India app

Let's say you borrow 5,00,000 for 12 months, then:

1. Loan amount (disbursed to the borrower): INR 5,00,000
2. Total interest (@ 10%) charge during the entire tenure of the loan: INR 27,495
3. Other up-front charges (break-up of each component to be given below): INR 17,250
3a. Processing fees (@ 2.5%) inclusive of GST: INR 14,750
3b. Insurance charges(if applicable): INR 2,500
4. Net disbursed amount: INR 4,82,750
5. Total amount to be paid by the borrower: INR 5,27,495
6. EMI to be paid monthly: INR 43,958

Uses of Instant Personal Loans:
1. 🔂 Refinancing
2. 🎊 Wedding loan for marriage expenses
3. ✈️ Travel loan
4. 🏠 Home renovation loan
5. 🚘 2 wheeler/4 wheeler loan
6. 💁🏻‍♀️ Personal loan

Additional Charges levied on Instant Personal Loans:
Annualised Penal charges on delayed payment: 3% per month on the overdue amount proportionate to the delayed days
NACH/e-mandate swap charges: Rs. 250 + GST
NACH/e-mandate bounce charges: Rs 450

We require consent to read your financial transaction SMSs to evaluate your credit profile and tailor our loan offer to your needs. This permission helps keep our platform safe from potential fraud and credit abuse.

Contact Us:
More info about Credit Saison India App (formerly Privo): https://privo.in/
Our Parent Company info: https://creditsaison.in/
Privacy Policy of Credit Saison India App (formerly Privo): https://regulatory.creditsaison.in/privacy-policy-of-privo
Email us at: support@creditsaison-in.com/support@privo.in
Call our customer care number: 18001038961

Address:
Kisetsu Saison Finance (India) Private Limited,
CIN U65999KA2018FTC113783
Registered office: IndiQube Lexington Tower, First Floor, Tavarekere Main Rd, Tavarekere, S.G. Palya, Bengaluru, Karnataka 56002