Paghiram

Paghiram offer lower interest Insta peso cash online loan app in the Philippines for Filipinos. Easy Online Lending Application, Instant Disbursement.

Not enough funds! No need to worry now, Paghiram solves all problems for you!

LOAN RATES&FEES -We offer the online loan product for your lending needs.
• LOAN AMOUNTS: ₱3,000 - ₱30,000
• LOAN EFFECTIVE APR: 24%
• Loan Late Fee: Base on outstanding amount due
• Tax (DST & GRT): 1.5%
• Min repayment period offered = 91 days
• Max repayment period offered = 120 days

For example, if you choose a 91-day peso cash loan limit of ₱10,000, your online lending detail is as follows:
Loan Principal ₱10,000
Loan Processing Fee ₱0.00
Loan Service Fee ₱0.00
NET PROCEEDS OF LOAN ₱10,000
Interest due on maturity ₱601 (₱1,0000*91*0.066%=₱601)
Total amount repayable on maturity ₱10,601(₱10,000*24%*(91/365) +₱10,000=₱10,601)
Monthly Payment：₱10,601/3=₱3534
EFFECTIVE DAILY INTEREST RATE：0.066%
EFFECTIVE LOAN APR：24%

Who can borrow?
- Any Filipinos in the Philippines and 18+
- At least 1 valid ID and a phone number
- Acceptable Valid IDs: Philhealth ID/ UMID/ SSS/ Pass Port/ PRC ID/ GSIS ID/ Voter's ID/ Postal ID/ Driver License etc. ( You can choose one of the above id types.)

How much can I borrow?
The higher your credit score, the more loan you can get.

Our advantages:
1. Convenient operation: download the app, submit information online, and select the loan amount.

2. Fast approval and payment: You can get loan approval within 7 minutes at the fastest, and the loan funds will be deposited into your bank account in real time!

3. No collateral: Paghiram is a completely no collateral online peso lending platform. This means you don't need to provide any collateral. Only ID card loan is required.

4. Privacy and security: Paghiram will protect all users' information. Without prior consent, we will not release your personal data to a third party, which is safe and reliable!

5. Flexible choice: Flexible choice: extendable loan term, reloan after repaid , multiple loan methods, loan after repayment, multiple loan methods.

6. Convenience of repayment: a variety of repayment methods can be selected: Convenience store (7-11, M. Lhuillier), bank transfer, electronic wallet, etc.

About Us
Company Name: MYCASHLENDING INVESTORS INC.
Certificate of Authority No. 2814
Company Registration No.CS201840987
Tel: 09090773263 or 09090773130
Email: cspaghiram@gmail.com
Address:12 Floor Aseana Three Bldg., Macapagal Ave. Cor Aseana Ave., Aseana City Tambo City of Parañaque Fourth District, Parañaque City,Philippines