YouApp

YouApp simplifies your life, in a single application you can view your Banco BPM current account and those you have with other banks. Thanks also to the suggestions of our customers, YouApp is your increasingly intuitive mobile banking app with an innovative design!

ONE APP, FOR ALL YOUR BANKS
With YouConnect, you also connect your current accounts and payment cards from other banks to Banco BPM mobile banking for an aggregated view of your balance and transactions.

…ALSO FOR AUTHENTICATION
YouApp is the free Security Device that replaces the Physical Token. With the App Token you authorize access and Internet Banking operations, even by generating OTP codes. And thanks to fingerprint and face recognition, you authorize banking transactions with a single gesture.

WE HELP YOU KEEP YOUR EXPENSES UNDER CONTROL!
In the Expenses section, monitor the progress of the family budget. Discover the features that help you save money!
- MANAGE RECURRENCIES: confirm recurring expenses and income based on your habits and you have the forecast for the current month and the following ones
- CATEGORIES: bank transactions are automatically grouped into expense classes to analyze the most relevant items
- SET THRESHOLDS: plan your savings in the best possible way, setting a ceiling for each expense category
- FORECAST AT THE END OF THE MONTH: you have a forecast of the balance at the end of the month. In the Financial Summary, compare the trend of the current month with the previous 2
- SAVINGS MANAGEMENT: choose the monthly amount you want to save and we'll show you how close you are to your goal and how much you can still spend without exceeding it

SIGN THE CONTRACTS IN YOUAPP
Access products and services in a simple, convenient and flexible way, further personalizing the relationship with the bank. With YouApp you can talk to a consultant even remotely. In addition, you have a new section, where you can view and sign contracts digitally.

DISCOVER ALL THE OTHER SECTIONS
In Home you have an overview of your account balance, investments and financing. In addition, thanks to the device button you can:
- make transfers, Ordinary or Fast, Italian or Foreign, also by deduction;
- top up your phone and prepaid cards;
- enter simplified F24 tax payments and if you have a PDF form, you can upload it and all the data is automatically acquired;
- pay Freccia, postal, MAV, RAV, CBILL-PagoPA bills from the app
- pay the car tax from the app.

Forget about manually entering data for wire transfers, pre-printed postal payment slips, CBILL-pagoPA: use your smartphone's camera to acquire the disposition code or IBAN. Also, with your voice enter the causal!

CARDS: you have control over payments made with Credit, Debit and Prepaid cards. You can manage and configure them anywhere.

GOOGLE PAY: Add your debit and prepaid cards to your GOOGLE PAY digital wallet and discover a new payment experience with your smartphone.

YOUR INVESTMENTS: Seize all the market opportunities and buy securities with online trading at any time. In addition, in the Funds & SICAV area you will find the right solution for you among over 4,000 Funds from the best Management Houses.

BRANCH: find the Banco BPM branches closest to you. And make an appointment at the branch and remotely.

OTHER: set up account alerts, online trading and receive 360-degree assistance.

You have a showcase with the products and services that you buy or subscribe directly from the app! Request papers, calculate the mortgage payment and choose the car of your dreams.

NEED HELP? Talk to the voice assistant or ask Paolo, the virtual assistant takes you to the function you are looking for. You can call Customer Service directly, without entering the access codes!

ACCESSIBILITY INFO: gruppo.bancobpm.it/accessibilita/