Stashfin

Stashfin Credit Line and Instant Personal Loan App Online

Enjoy the power of instant money with Stashfin- One of India’s fastest, easiest, safest, and smartest Credit Line and Personal Loan Apps. Stashfin is powered by Akara Capital Advisors, an NBFC duly registered with the Reserve Bank of India (RBI). With its quick and easy loan application process, Stashfin lets you enjoy instant personal loans up to ₹5,00,000 at low interest rates and flexible repayment plans that are best suited to your needs.

Best Instant Personal Loan App in India
• Credit line ranging from ₹1,000 to ₹5,00,000 straight to your bank account. 24*7 access to cash
• Pay interest only on the funds you use
• Flexible payment terms. Repay your loan with convenient EMIs. Pick a tenure that works for you, ranging from 3 months to 36 months
• Minimum documentation, instant approval, and quick loan disbursal
• Transparent pricing. No hidden fees
• Completely secure process
• No joining fees

Instant Loan
Stashfin provides small instant personal loans from ₹1,000 up to ₹500,000 and is operational in 30+ cities across India. In matters of funds, one size doesn’t fit all, and we offer you the choice of picking a credit line best suited to your needs and help you take control of your finances. We offer interest rates ranging from 11.99% - 59.99% APR (Annual Percentage Rate). The rates may vary on a case-to-case basis.

All loans are paid electronically through Equal Monthly Instalments (EMIs). Sometimes, a low processing fee is charged and there are no hidden costs.

Example-
Loan Amount: ₹10,000
Loan Tenure: 3 months
Rate of Interest: 11.99% p.a.
Processing Fee: ₹0
Total Interest: ₹167
Loan EMI: ₹3389
APR: 11.99%
Amount Disbursed: ₹10,000
Total Loan Repayment Amount: ₹10,167
*There is a small transaction fee for selected customers with 0% interest for 30 days.

Sample Monthly EMI with Sample Principal and Interest
EMI Principal Interest
₹3389 ₹3305.74 ₹83.25
₹3389 ₹3333.26 ₹55.73
₹3389 ₹3361.01 ₹27.98

How does Stashfin Work?
Four easy steps to get an instant cash loan and solve all your money problems
• Download the Stashfin App
• Reverse OTP for Device Binding to enhance user authentication and subsequent usage through trusted devices will be initiated.
• Fill in your details and upload verification documents
• Once verified, the final loan application status can be checked on the App along with SMS confirmation.
• Once approved, E-sign the loan agreement; the approved amount will be disbursed to you within 5 minutes with SMS confirmation

Eligibility Criteria to Apply for Instant Personal Loan-
• Indian Citizen
• Above the age of 18
• Must have a source of income

Documents Required for Instant Personal Loan-
• Address Proof (any one of Aadhaar Card/Voter ID/Passport/Driving License)
• Identity Proof (PAN ID)
In some cases, you may be also asked for,
• Bank Statement
• ITR/ GST Paper

Besides personal loans, Stashfin offers services like credit reports, gift cards, corporate bonds, and insurance to protect you from various risks.

Wallet Protection Insurance
Income Protection Insurance
Pocket Insurance
Critical Illness Insurance
Home Appliances Insurance
Travel Insurance

Security & Protection of Privacy -
At Stashfin, data security and privacy are top priorities. Our backend APIs adhere to strict security standards and certified protocols.

Stashfin has partnered with reputed and well-regulated entities such as SBM Bank, DMI Finance, Visu Leasing Finance, AU Small Finance Bank, Kisetsu Saison Finance, Chola Finance, and Western Capital.

Stashfin Instant Personal Loan App requires the following permissions:
• Send and Read SMS for Device binding, SMS-based financial transactions and fraud detection
• One-time access to Location, Camera & Media
• Limited Device Info.

Queries:
Mail : grievance.officer@stashfin.com
Call: +91-9289108507
Address: 18th Floor, Magnum Global Park 2 Golf Course Ext Road Sector 58, Gurgaon –122011