elroy - Your Money, Your Way

Open a no-fee FDIC-insured* bank account with Wallet by BOSS Money in just 1 to 2 minutes. We make banking easy and don't charge the high fees that traditional banks do. Even those without a SSN can open an account with us!

Easily deposit funds, save money, and receive your paycheck up to 2 days early** with direct deposit. Experience the difference for yourself with Wallet by BOSS Money.

Key features:
✔️ Support for users without SSN
✔️ NO Credit Check
✔️ NO Monthly Fees
✔️ NO Minimums
✔️ NO Foreign Transaction Fees
✔️ Checking and Savings Accounts with 3.75% APY
✔️ Virtual, Contactless, and Single-use Mastercards
✔️ Apple Pay & Google Pay Compatible
✔️ FDIC-insured Up to $250,000*
✔️ Paper Checks
✔️ Bill Payment
✔️ Bank Wire

Adding money is a breeze:
Link your current bank account using account and routing numbers
Connect your current bank account safely and securely with Plaid, so we never know your bank credentials
Load money with your current debit card
No need to visit HR to set up direct deposit for paychecks

GET A FREE PLASTIC, VIRTUAL, AND SINGLE-USE VIRTUAL CARDS:
Enjoy multiple ways to transact. Generate virtual cards, including single-use cards, for online purchases, or receive a plastic card in the mail for free.

LOAD FUNDS AT OVER 90,000 LOCATIONS:
Safely deposit cash at more than 90,000 participating locations across the USA. Wallet by BOSS Money simplifies depositing funds, ensuring your balance for up to $250,000.

ENJOY FREE PEER-TO-PEER TRANSFERS:
Instantly pay family and friends for free, even those far away, up to 2 days earlier than traditional methods.

SAVE TIME AND MONEY:
Bid farewell to long bank queues and hidden fees. Enjoy $0 monthly fees, no minimums, and surcharge-free ATMs*.

SAFE AND SECURE BANKING:
Protect your money with encrypted app data, biometric face/touch ID login, and Mastercard chargeback protection.

DEPENDABLE CUSTOMER SERVICE:
Get dual-language support via chat, email, or phone. Our dedicated specialists are ready to help.

Wallet by BOSS Money is safe and secure banking for anyone who wants more control of their money. It's banking that puts your needs first. Download and experience Wallet by BOSS Money today!

*IDT Payment Services, Inc. DBA Boss Money is not a bank. Wallet by Boss Money Checking Account and Debit Card are provided by Evolve Bank and Trust, Member FDIC. The Wallet by Boss Money Mastercard® Debit Card is issued by Evolve Bank and Trust, Member FDIC, pursuant to a license from Mastercard®.

**Early access to direct deposit funds depends on the timing of the submission of the payment file from the payer. We generally make these funds available on the day the payment file is received, which may be up to 2 days earlier than the scheduled payment date.