meutudo

We offer CONSIGNATED LOANS for INSS retirees and pensioners and FGTS ADVANCE for workers with a balance in their account!

With the meutudo app, you can simulate New Loan, Payroll Portability, Refinancing, BPC/LOAS and Anniversary Withdrawal Advance, and see the conditions to obtain your credit quickly.

What you get when choosing meutudo:
- Loan for negative people
- Payment via Pix
- Regulated by the Central Bank and with anti-fraud technology
- 100% digital, via app or website. The best experience wherever and whenever you want
- Personalized service
- Fair interest rates to get your INSS loan or FGTS loan quickly
- One of the best online consignments in Brazil

We offer these products:

🤑 FGTS Loan
Great option for those who have a balance in FGTS accounts, who opt for the Birthday Withdrawal and need money quickly. Credit that does not compromise monthly income, as it is deducted annually directly from your FGTS balance.
- Monthly rate from 1.29% p.m. to 1.79% p.m.
- Annual rate of 16.63% p.a. up to 23.73% p.a.
- Advance up to 12 installments of your birthday withdrawal
- Hire even if you are negative
- Minimum value: R$ 50.00
Log in to the FGTS app and authorize PARATI CRÉDITO, FINANCIAMENTO E INVESTIMENTO S.A. to check your account balance.

💸 Payroll Loan Portability
Ideal for those who have no margin to pay and need cheaper credit. When you request it, you can receive change in your account to use as you wish.
- Monthly rate from 1.39% p.m. to 1.66% p.m.
- Annual rate from 18.01% p.a. to 21.84 p.a.
- Minimum term of 6 months and maximum of 84 months
- Minimum value personalized for your opportunity
- Portability even with ZERO installments paid

💰 Payroll loan
An excellent option for those who have available margin and need efficient credit. Lower rates than conventional loans and we offer conditions that fit your budget.
- Monthly rate from 1.35% p.m. to 1.66% p.m.
- Annual rate from 17.46% p.a. to 21.84% p.a.
- Minimum term of 6 months and maximum of 84 months
- One of the best interest rates on the market
- Hiring 100% online
- Term of 84 months
- Minimum value: R$ 1,000.00

💰 Consigned to BPC/LOAS
Credit for BPC beneficiaries. Our consignment is available to negative candidates.
Fixed monthly rate of 1.66% p.m.
Fixed annual rate of 21.84.2% p.a.
- Minimum term of 6 months and maximum of 84 months
Minimum value: R$ 1,000.00
Unlock the benefit in the Meu INSS app and authorize the credit

💲 Payroll loan refinancing
It makes it possible to improve the conditions of previously contracted loans.
- Monthly rate from 1.39% p.m.
- Annual rate from 18.01% p.a.
- Minimum term of 6 months and maximum of 84 months
- Minimum change: R$ 10.00

CONSIGNATED CREDIT: monthly rates from 1.35% p.m. to 1.66%; annual rates from 17.46% p.a. to 21.84% p.a.; Minimum CET of 1.44% p.m. (18.77% p.a.) and maximum CET of 1.75% p.m. (23.21% p.a.)

Ex.: R$ 10,000.00 to be paid over 7 years (84 months) - monthly installments of R$ 221.36 with an interest rate of 1.66% per month and CET of 1.75%, with the amount paid at the end of R$18,594.44

BIRTHDAY WITHDRAWAL: monthly rate from 1.29% p.m. to 1.79% p.m.;
annual rate of 16.63% p.a. up to 23.73% p.a.; Minimum CET of 1.39% p.m.; Maximum CET: 2.08% p.m.; Maximum annual CET: 27.98%. Pay at any time after hiring.

Ex.: operation on 12/2023 and anniversary in month 08, an account with a balance of R$ 5,223.20 in the FGTS can have R$ 3,504.49 in advance from the total balance to be paid in 11 annual installments with an interest rate of 1.79% p.m. and CET of 1.95% p.m. (26.15% p.a.)

Rates subject to change.

We are banking correspondents of PARATI CRÉDITO, FINANCIAMENTO E INVESTIMENTO S.A.

Privacy policy: meutudo.com.br/pp
Terms of use: meutudo.com.br/tu/

TUDO Serviços S.A. (meutudo). CNPJ: 27.852.506/0001-85 | R. Comendador Ari Freitas, 577 - Coaçu, Eusébio - CE, 61760-000