MB WAY

MB WAY app is SIBS’s digital wallet to simplify mobile payments! By associating your mobile number to your bankcard, you can make all your payments with your smartphone. You can purchase and pay in-store with the MB WAY QR code displayed on the terminal. You can also purchase online with MB NET virtual cards. You can send, receive and request money and split bills without having to carry your physical wallet. You can now control your subscriptions and recurring purchases through the new Authorised Payments feature that allows you to manage and organise everything in one single place. You can also win prizes with the Challenge! All this and much more, always with experience and safety guaranteed by SIBS.

The MB WAY app is a reference and has over 4,5 million users who daily take advantage of its unique features. MB WAY is the most complete Portuguese payment app and network!

To start using MB WAY, you can enrol through the app or at a MULTIBANCO ATM. Just connect your card with your mobile number and set your MB WAY PIN! You can also active your finger tip and face id through your smartphone.

Pay with MB WAY
When you pay your in-store purchases, just select the “Pagar com MB WAY” button. You can choose the following options to pay:
- QR Code – Select the option in your app and read the QR Code at the payment terminal. If your purchase exceeds the threshold for PIN authentication, you must authorise the purchase, and only after that, you will receive the confirmation.
- NFC – Pull over your mobile phone NFC antenna to the payment terminal antenna (typically at the upper end of the terminal). If your purchase exceeds the threshold for PIN authentication, authorise it, pull over your mobile phone again and you will receive the confirmation

To pay at online stores, select the MB WAY payment method, insert your mobile number and you will receive a notification to confirm the in-app payment.

Purchase with MB NET
To pay your online purchases, access the MB WAY app and create an MB NET card at the “Criar Cartão MB NET” option. In the online store, select “Pagar com Cartão” and insert the MB NET card data (number, expiration and CVV). You do not have to enter or share any real data of your physical cards at the online store.

Withdraw money at MULTIBANCO
To Withdraw Money with MB WAY click on “Levantar Dinheiro” in the app, choose the amount and enter your PIN. Then, with the code generated, go to a MULTIBANCO ATM, press the green button and choose the option "Levantar Dinheiro", enter the code and withdraw your money.

Send money
Just press the “Enviar Dinheiro” button in the app, choose a contact (phone number), insert the amount to send and enter your MB WAY PIN, touch ID or face ID. The money will be immediately available at the account of that phone number.

Request money
Just select the “Pedir Dinheiro” button in the app, choose the contact to whom you want to request the money, insert the amount and confirm the transaction. Your contact will receive a notification with your money request.

Split an account
Just select the “Dividir Conta” button in the app, choose the contacts that you want to split the account with, insert the total amount and confirm the operation. MB WAY automatically splits the amount through the contacts chosen.

How to sign up for Authorised Payments?
To start managing your subscriptions or recurring payments through "Authorised Payments", just select this payment method at the enrolled partner, enter your mobile number, confirm in your MB WAY, enter your PIN for confirmation and it’s done! With this new feature, you can define and manage the limits of your recurring payments. You can now control your subscriptions and recurring payments more intelligently, set the limits, which allows you to save time and have greater control and ease.

Note: This app is the only official SIBS app to use MB WAY and MB NET services. You can also use MB WAY and MB NET features in the participating Banks’ apps.