Pegadaian Digital

About this Application

Pegadaian Digital is an application-based Pawnshop service that helps you make Pawnshop transactions via smartphone. Want to lay down? certainly can!
There is a new Premium Pawn Feature, a Pawn feature from home with an appraisal of collateral so that funds can be disbursed directly from your home.


Why should you download the Digital Pawnshop Application?

First, log in to the Digital Pawnshop Application using the Smart Access feature. It's easier, faster and safer with the presence of biometric technology, if you want to log in, you just need to stick your finger. Sophisticated right!

Second, you can update the price of gold every day and see its movements in the past 1 year, so if asked by your father-in-law, you can explain.

Third, there are several features that you can take advantage of:

Gold: Open a new gold savings, buy (top up gold savings), sell, transfer, print gold and apply for a gold card
Pawn: Pawn Booking, Gold Savings Pawn, Physical Gold Custody, and filing for securities
Financing: Submission of Online Business Financing and Hajj Funding.
Pawn Payment: Redeem, Install Pawn, Extend Pawn
Installment Payments: Gold Installments, My Gold, Pawn Installments, Business Financing
Purchase Credit, Electricity, Water (PDAM) and telephone (telkom). Also Top Up E-Wallet: Gopay, Ovo, Shopee
Gold Installment: Can Install Gold Bars and Jewelry Installments at Merchants.
Search for the nearest branch/outlet so you don't get lost.
Transaction history so you don't forget yourself.
Information about products and services and much more.

Fourth, you can enjoy the convenience and comfort of purchasing and payment transactions through Bank BRI, BNI, BCA, Mandiri, Permata, Maybank. In addition, you can use the BNI Virtual Account (VA) and Mandiri Clickpay payment methods. The newest one is an additional payment method from shopee pay! Easy isn't it?

Fifth, you can pawn your gold savings balance through the Gold Savings Pawn feature, when you need funding you can immediately click, and the disbursement goes directly to your account. The Gold Savings Balance will be locked in the number of grams that you pledged and will be available again after paying it off. Minimum transaction IDR 50,000.

Sixth, you can apply for gold bar installments from 0.5 to 25 grams with down payments ranging from 15% and a tenor of 3 to 36 months. The maximum margin is 0.92% per month with special discounts depending on the size of the down payment. This means, in one year the margin for Installment Gold bars is 11.04%

For example, financing a 10 gram gold bar costs IDR 9,047,000 with a 12 month tenor and a 20% down payment. The down payment that must be paid is IDR 1,809,400 plus an administration fee of IDR 50,000. With a capital lease of 0.83% per month after getting a discount, the installments paid are IDR 664,127 per month. The total paid in a year is IDR 9,828,924.

Don't forget to upgrade the Premium Account so you can use all the features in the application such as: Sell, Transfer & Print Gold, Pawn Gold Savings, and disburse directly to the account. You can do this through the Pegadaian Digital Application, you know or you can also go to the nearest Pegadaian outlet. Our officers will be happy to help you.

For those of you who have been Pegadaian customers previously, you can process the CIF Link from the Settings menu, so that all of your transaction history at the Pawnshop can be monitored from this application.

Warning!!! For security in transactions, please keep your personal data confidential! (Mobile number, email address, OTP code).

Happy transaction using Pawnshop Digital, just from home, you can lie down!
For services/ suggestions/ reports of technical problems, please contact:

Tel : 1500569
WA Chat : 081324432443
E-mail : customer.care@pegadaian.co.id