Indiabulls Home Loans

Indiabulls Home Loans brings to you an end to end home loan app which will make your home loan experience quick, transparent and easy! Look for the perfect home, get an attractive interest rate, and receive your sanction and disbursal completely online, all with the Indiabulls Home Loans app.

• Interest Rates starting at 8.80% p.a.
• Tenure up to 30 years
• Simple Documentation
• 10,000+ pre-approved projects
• Zero Prepayment Charges

Use the Indiabulls Home Loans app to get benefits in your home loan experience.

 Apply for Home Loan completely online from application to disbursal
 Select from more than 4 lakh property listings with IB Home Finder
 Calculate eligibility, EMI, and tax and PMAY benefits
 Track your application status
 Check your credit score
 Locate your nearest Indiabulls Home Loans branch
 Manage your existing home loan


Our Product Offerings:

• Home Loans: A loan to help you finance the most important investment in your life, your very own home. Use the loan to:
 Buy a flat or apartment
 Invest in a plot of land
 Improve/Renovate/Extend your home

• Loans Against Property: Leverage your residential or commercial property and get the maximum finance against the market value of your property.
 Continued occupancy with loan
 Use loan to expand your business
 Ideal for Businesses, self-employed individuals

• Balance Transfer: Transfer your existing home loan or loan against property to Indiabulls Home Loans and enhance your mortgage experience to the fullest.
 Get additional savings on your EMIs
 Get Top-up on your existing loan


Pradhan Mantri Awas Yojana – Avail subsidy of up to Rs. 2.67 lakh

With Indiabulls Home Loans, you can also avail the benefits provided by the Pradhan Mantri Awas Yojana – Credit Linked Subsidy Scheme.

Interest subsidy according to sections of the society:
1. Economically Weaker Section (EWS): 6.5%*interest subsidy on home loans up to Rs. 6 lakh
2. Middle Income Group (MIG I): 4%* interest subsidy on home loans up to Rs. 9 lakh
3. Middle Income Group - II(MIG- II): 3%* interest subsidy on home loan up to Rs. 12 lakh


Tax benefits for Home Loan buyers

Indiabulls Home Loan buyers can avail tax redemptions on their Equated Monthly Installments (EMIs). Under following sections, tax redemption can be either on principal or interest amount or both:
• Section 24: Tax deduction of up to INR 2 lakh per annum on the interest paid on housing loan can be availed
• Section 80C: Tax deduction of up to INR 1.5 lakh can be availed on the principal amount of housing loan


IB Home Finder

To better the home loan experience for customers, Indiabulls Home Loans has introduced IB Home Finder, a one stop shop offering customers property search and home financing services together itself. Customers can choose from more than 4 lakh new and existing property listings across India along with Indiabulls pre-approved projects.


Indiabulls Home Loans can be used as a single app for multiple needs:

 Home Loan App
 Loan Against Property App
 Balance Transfer App
 Property Search App
 CIBIL Score Check App

Why get a home loan from Indiabulls Home Loans?

Indiabulls Home Loans is provided by Indiabulls Housing Finance Limited, one of India’s leading housing finance companies. It is AAA rated by leading agencies and has a happy customer base of more than 1 million.

With Indiabulls Home Loans, customers have a completely digitized experience, starting from selection of homes all the way to receiving disbursal on one’s home loan. With doorstep service complementing one’s home loan experience further, customers can finance their dream homes without any hassles on the loan front.