Wioba

With Wioba, people who like you like to be in control of their finances will no longer have
need to collect and consolidate information dispersed across various sources, freeing up time for your
analysis or take advantage of it in other activities that you like.
With our application you can: Consolidate information from different banks, create and
control your personal budget and define your savings goals and monitor them. With the
Support of our technology automates those tasks.
For security: We do not ask for your identification, which prevents you from being able to relate your
identity with your financial information, and you will have a password to access the application or
PIN. All your information is managed with high security standards. In no
At the moment we ask you for the dynamic keys, token or any other that allows operations
monetary between your accounts or with third parties.
The functionalities that Wioba offers you supported by Artificial Intelligence are:
HOW MUCH DO I HAVE
The difference that Wioba offers you is that it provides a consolidated view of the products that
own multiple entities.

The information is updated at the time of access, so you will always have the
better information to make your financial decisions.
It presents you the detail by bank and product, so that in a single view you can review how
your money is distributed and have the total available.
HOW MUCH DO I SPEND
Graphically show the behavior of your expenses, presenting different options for
display: Daily, weekly and monthly. It also shows you the total expenses incurred
during the month and a detail of the transactions that make up that value.
HOW MUCH DO I OWE YOU
It allows you to consolidate the balances of all the debts you have with the different banks:
Consumption, payroll, mortgage, housing and vehicle leasing, credit cards and quota
rotary. This view is built automatically by Wioba after adding the banks and
their products.
HOW MUCH SAVINGS
Present the resources you have saved to meet your goals, in products such as: CDT,
investment funds, pockets and some savings accounts such as: AFC and savings accounts
programmed.
BUDGET
Wioba incorporates a practical functionality to build the personal budget and carry out
permanent monitoring for each category.
Using artificial intelligence, account movements are classified in the category
However, you can reclassify a type of transaction in a category
different and the application will continue to take it where you indicate.
Each of the categories will be represented with a progress bar according to the budget
set, changing color as it approaches the stop. The sum of all of them
will present a total budget and its degree of compliance.
With what we learn from your behavior, we will propose a budget for each
year, which you can adjust according to your expectations, but it will save you a lot of time in your
building.
MY GOALS
The application shows the savings goals you set, how they are distributed over time and
It will inform you of the monthly effort you must make to comply with them.
From each goal you get a detail, which graphically shows how you are achieving it. Tea
remember the number of installments you set, their total value, the start dates and
termination and you can determine if the monthly value you allocate for it will be a value that
be considered in the budget.
You can set the frequency of savings, depending on the frequency of your income: Monthly,
biweekly, weekly or daily. When you have reached your goal, we will remind you so that
you can enjoy what you noticed.