Instant payday loans
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| Name | Instacash - Money Loan App |
|---|---|
| Version | 33.1.0 |
| Update | Jan 25, 2024 |
| Size | 27 MB |
| Category | Finance |
| Installs | 100+ |
| Developer | SpecAppsForFinTech |
| Android OS | Android 5.0+ |
| Google Play ID | com.jamstr.unic |
Instacash - Money Loan App · Screenshots
Instacash - Money Loan App · Description
The obvious advantages of our service:
Submit Online
You do not need to leave home to obtain a payday loan. Skip the travel and the waiting times and apply online
Get Connected With a Lender
We’ve partnered with many lenders who can fund big or small needs. If approved we will connect you directly with the lender.
Once You Are Connected
After being redirected to a lender’s website, review their terms and conditions and approve them if you are satisfied.
Our extensive network of lenders offer loan amounts that range from $100 up to $5,000 (exact amounts vary based on the programs they offer and on your state of residence). To make a request simply use the easy-to-complete form and your request is sent on to our network of loan providers. You may get an answer from one of them on the same day, frequently within minutes. You will be provided with all specifics about applicable rates and fees. If you accept the terms, the lender will deposit the sum straight into your specified bank account as rapidly as the next business day. The majority of our lenders require the following data to be confirmed before a request is approved:
To be approved by lenders in our network, you should meet the following criteria:
Have worked at your present job at least 90 days.
Be over the age of 18.
Be a US citizen or permanent resident.
Have a checking account in your name.
Have a valid telephone number for your home and/or work.
Have a valid emailing address.
An example of a loan calculation
To approve a loan, you must agree the following conditions:
The minimum loan maturity is 61 days;
The maximum loan maturity is 93 days;
The maximum annual interest rate, including the loan interest, as well as all other commissions and expenses for the year (Annual Percentage Rate APR) is 35.9%, and the minimum is 35.9%. Annual interest for using the Credit - min 35.9%, max 35.9%;
The minimum rate for using a loan per day is 0.01%;
The maximum rate for using a loan per day is 0.01%;
Penalty for delay: 0.1% of the amount of delay per day, but not more than 10% of the loan amount;
Other commissions / fees: none.
An example of calculating the interest rate
Representative example of the total cost of the loan:
The amount of the loan body is $ 10,000.
Loan term - 90 days.
Loan commission: 0.01% per day, that is, $ 10 per day, or 3% per month (averaged over 30 days), i.e. $ 300 per month (averaged over 30 days).
The total commission for 90 days will be $ 900.
The total amount to be returned, taking into account the loan amount: $ 10900.
FLC - the full cost of the loan (FLC - Full Loan Cost) in percentage is 35.9% per annum.
Consequences of delayed loan repayment:
In case of violation of the terms of online loan repayment, the amount of the forfeit may be 0.1% of the total amount of delay per day, but not more than 10% of the total loan amount.
Requirements for borrowers:
age from 18 to 65 years old;
passport, ID.
Loan term 62 - 365 days
Loan repayment period: from 62 to 1826 days (including prolongation)
Submit Online
You do not need to leave home to obtain a payday loan. Skip the travel and the waiting times and apply online
Get Connected With a Lender
We’ve partnered with many lenders who can fund big or small needs. If approved we will connect you directly with the lender.
Once You Are Connected
After being redirected to a lender’s website, review their terms and conditions and approve them if you are satisfied.
Our extensive network of lenders offer loan amounts that range from $100 up to $5,000 (exact amounts vary based on the programs they offer and on your state of residence). To make a request simply use the easy-to-complete form and your request is sent on to our network of loan providers. You may get an answer from one of them on the same day, frequently within minutes. You will be provided with all specifics about applicable rates and fees. If you accept the terms, the lender will deposit the sum straight into your specified bank account as rapidly as the next business day. The majority of our lenders require the following data to be confirmed before a request is approved:
To be approved by lenders in our network, you should meet the following criteria:
Have worked at your present job at least 90 days.
Be over the age of 18.
Be a US citizen or permanent resident.
Have a checking account in your name.
Have a valid telephone number for your home and/or work.
Have a valid emailing address.
An example of a loan calculation
To approve a loan, you must agree the following conditions:
The minimum loan maturity is 61 days;
The maximum loan maturity is 93 days;
The maximum annual interest rate, including the loan interest, as well as all other commissions and expenses for the year (Annual Percentage Rate APR) is 35.9%, and the minimum is 35.9%. Annual interest for using the Credit - min 35.9%, max 35.9%;
The minimum rate for using a loan per day is 0.01%;
The maximum rate for using a loan per day is 0.01%;
Penalty for delay: 0.1% of the amount of delay per day, but not more than 10% of the loan amount;
Other commissions / fees: none.
An example of calculating the interest rate
Representative example of the total cost of the loan:
The amount of the loan body is $ 10,000.
Loan term - 90 days.
Loan commission: 0.01% per day, that is, $ 10 per day, or 3% per month (averaged over 30 days), i.e. $ 300 per month (averaged over 30 days).
The total commission for 90 days will be $ 900.
The total amount to be returned, taking into account the loan amount: $ 10900.
FLC - the full cost of the loan (FLC - Full Loan Cost) in percentage is 35.9% per annum.
Consequences of delayed loan repayment:
In case of violation of the terms of online loan repayment, the amount of the forfeit may be 0.1% of the total amount of delay per day, but not more than 10% of the total loan amount.
Requirements for borrowers:
age from 18 to 65 years old;
passport, ID.
Loan term 62 - 365 days
Loan repayment period: from 62 to 1826 days (including prolongation)
