Never miss a payment. Manage your product and cash loans in the Home Credit app.
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| Nama | Home Credit Philippines |
|---|---|
| Versi | 3.109.8 |
| Memperbarui | Mei 13, 2024 |
| Ukuran | 149 MB |
| Kategori | Keuangan |
| Instal | 1K+ |
| Developer | HC CONSUMER FINANCE PHILIPPINES, INC. |
| Android OS | Android 5.0+ |
| Google Play ID | ph.homecredit.capp |
Home Credit Philippines · Jepretan Layar
Home Credit Philippines · Deskripsi
We are building our improved home in this new HOME CREDIT app!
Trusted by millions worldwide, Home Credit empowers Filipinos by providing financial access through responsible lending with affordable loans and flexible installment plans. No credit card or collateral required! Here's what you can do with the app:
Register using only your Mobile Number
The simplest way to register to the Home Credit app, all you need is your mobile number!
Safe, fast, and secure App Log-in
Experience a more secure login using either your PIN or biometrics using Face Login
The easiest way to Manage your Home Credit Loans
See your loan details like Loan Account Number, Amount Due, and Due Date
Monitor your Loan Repayments
See when your payment has been processed and view your loan repayment schedule
Fair and simple Cash Loan rates!
Cash loans that are flexible, with easy application process and fast approval! From minimum of 3 months up to 60 months repayment period, our Cash Loan starts at 24% up to 77% Annual Percentage Rate (APR).
Interest Rate
Minimum – 1.99% per month; 23.88% p.a
Maximum – 6.45% per month (only for loan terms 6 months and above); 77.4% p.a
*Interest rates vary per customer
Fixed Processing Fee: Php 500 (deducted from amount to be disbursed, not on top of loan amount)
Amount and Term
Loanable Amount – From PHP 3,000 to PHP 150,000
Loan Term – From 3 months up to 60 months
*all parameters vary per customer
Sample Calculation
Loan Amount: PHP 15,000
Loan Term: 12 months
Interest Rate: 1.99%
Loan Processing Fee – PHP 500 (fixed amount)
Monthly Installment: PHP 1,418
Total Loan Cost: PHP 17,516
Read the latest Tips and Stories and improve your Financial Literacy
Get the latest news about the hottest gadgets that you can loan from Home Credit. Sharpen your Financial Literacy as well with our Wais tips!
New features are being added regularly! Stay tuned for more awesome enhancements soon!
Our Approach to Protecting your Privacy
We respect the privacy of our customers and users of our online platforms like our mobile application. We strive to embed privacy in all of our processes in compliance with Republic Act No. 10173, also known as the Data Privacy Act of 2012, its implementing rules and regulations, and other issuances of the National Privacy Commission.
We recognize the importance of protecting your personal information as well as the importance of transparency in the way that we collect, use, store, transfer/disclose, and dispose information derived from your use of our products, services, online portals, and mobile applications.
You may visit: Privacy Notice: https://homecredit.ph/privacy-policy/ to learn more about how we are committed to protect your privacy.
Mobile App Permissions
The Home Credit mobile application may request that you activate permissions including, but not limited to, location, emails, messages, phone calls, camera, calendar and contacts. The general description of the mobile app’s behavior can be referenced through the permissions module of your mobile phone. We use these permissions to determine creditworthiness, prevent fraud, collections, and to comply with the Know-Your-Customer rules imposed by the Bangko Sentral ng Pilipinas.
You may deactivate the permissions requested by the HOME CREDIT PHILIPPINES mobile app after the submission of any application for our services. However, certain features or resources meant to enhance security or usability may not work or produce a degraded experience for you.
HC Consumer Finance Philippines, Inc.
SEC Reg. Number: CS201301354
Certificate of Authority Number 1071 issued 07 April 2017
Please read carefully the terms and conditions before proceeding with a loan transaction.
Trusted by millions worldwide, Home Credit empowers Filipinos by providing financial access through responsible lending with affordable loans and flexible installment plans. No credit card or collateral required! Here's what you can do with the app:
Register using only your Mobile Number
The simplest way to register to the Home Credit app, all you need is your mobile number!
Safe, fast, and secure App Log-in
Experience a more secure login using either your PIN or biometrics using Face Login
The easiest way to Manage your Home Credit Loans
See your loan details like Loan Account Number, Amount Due, and Due Date
Monitor your Loan Repayments
See when your payment has been processed and view your loan repayment schedule
Fair and simple Cash Loan rates!
Cash loans that are flexible, with easy application process and fast approval! From minimum of 3 months up to 60 months repayment period, our Cash Loan starts at 24% up to 77% Annual Percentage Rate (APR).
Interest Rate
Minimum – 1.99% per month; 23.88% p.a
Maximum – 6.45% per month (only for loan terms 6 months and above); 77.4% p.a
*Interest rates vary per customer
Fixed Processing Fee: Php 500 (deducted from amount to be disbursed, not on top of loan amount)
Amount and Term
Loanable Amount – From PHP 3,000 to PHP 150,000
Loan Term – From 3 months up to 60 months
*all parameters vary per customer
Sample Calculation
Loan Amount: PHP 15,000
Loan Term: 12 months
Interest Rate: 1.99%
Loan Processing Fee – PHP 500 (fixed amount)
Monthly Installment: PHP 1,418
Total Loan Cost: PHP 17,516
Read the latest Tips and Stories and improve your Financial Literacy
Get the latest news about the hottest gadgets that you can loan from Home Credit. Sharpen your Financial Literacy as well with our Wais tips!
New features are being added regularly! Stay tuned for more awesome enhancements soon!
Our Approach to Protecting your Privacy
We respect the privacy of our customers and users of our online platforms like our mobile application. We strive to embed privacy in all of our processes in compliance with Republic Act No. 10173, also known as the Data Privacy Act of 2012, its implementing rules and regulations, and other issuances of the National Privacy Commission.
We recognize the importance of protecting your personal information as well as the importance of transparency in the way that we collect, use, store, transfer/disclose, and dispose information derived from your use of our products, services, online portals, and mobile applications.
You may visit: Privacy Notice: https://homecredit.ph/privacy-policy/ to learn more about how we are committed to protect your privacy.
Mobile App Permissions
The Home Credit mobile application may request that you activate permissions including, but not limited to, location, emails, messages, phone calls, camera, calendar and contacts. The general description of the mobile app’s behavior can be referenced through the permissions module of your mobile phone. We use these permissions to determine creditworthiness, prevent fraud, collections, and to comply with the Know-Your-Customer rules imposed by the Bangko Sentral ng Pilipinas.
You may deactivate the permissions requested by the HOME CREDIT PHILIPPINES mobile app after the submission of any application for our services. However, certain features or resources meant to enhance security or usability may not work or produce a degraded experience for you.
HC Consumer Finance Philippines, Inc.
SEC Reg. Number: CS201301354
Certificate of Authority Number 1071 issued 07 April 2017
Please read carefully the terms and conditions before proceeding with a loan transaction.
