Mi Pay

Mi Pay is a revolutionary, inter-operable, secure, fast and a reliable payment app developed by Xiaomi. Just link your bank account create UPI ID and get ready to go on your fastest & secured payment journey.

Major highlights of Mi Pay:
•Money Transfers: Send & Request Money directly from your bank account using UPI ID or Account & IFSC or from your contacts without paying any transaction charges & no wallet top-ups
•Manage Bank Accounts: Link account, check account balance of all your bank accounts like ICICI Bank, HDFC Bank, SBI, Axis Bank, IDFC First Bank and over 140+ banks, which are enabled on UPI visit https://www.npci.org.in/bhim-live-members
•Scan & Pay: Scan At any online store, E-commerce website, shops, local kirana or any offline store where you see UPI QR code of any brand
•Online Recharge & Bill Payments: Manage and pay all your utility bills, which includes landline bills, electricity bills, gas bills, water bills, & broadband bills across India, you can also recharge online for your prepaid and DTH connections conveniently
•Apply for loan & check credit report: Get personal loan up to ₹2 lakh credit instantly with ease and simplicity in just 2 minutes directly in your bank account. also check free credit report online and save up to ₹1200
•Book IRCTC train tickets: Conveniently book your train tickets with ConfirmTkt with the support of IRCTC. You also get option to book tatkal tickets and can get easy refunds on cancellation.
•Book flight tickets: For Air India, Indigo, Spicejet, Vistara, Go Air and all the other airlines with Huge discounts and offers with the support of EaseMyTrip
•Order Food Online: Best offers and deals on your favorite food; food ordering is made easy and convenient for all of you with the with the best food ordering platform Freshmenu
•Avail Life Insurance Cover: Get your life cover of ₹2 Lakh with Kotak Life Insurance for you and your family only at less than ₹1 per day
•Buy, Sell & Invest in 24K Gold: SafeGold provides you a convenient platform to transact in certified, 24K vault stored gold. Now you can buy & sell anytime anywhere.

Frequently Asked Questions:
A.How to download Mi Pay?
•Mi Pay is available on both the platforms Google Play store as well as on GetApps. Xiaomi phone users can download Mi Pay from GetApps and Non-Xiaomi Phone users can download Mi Pay from Google Play store
B.What is the feature difference between the Google play store version and GetApps Version?
•Features of both the apps are almost similar; since Mi Pay on Xiaomi Phones is part of MIUI system app.
•Mi Pay is deeply integrated with different MIUI apps.
•On Xiaomi Phones it can be accessed from:
•Contacts >> Send & Request money by selecting any Mi Pay Enabled Contact
•SMS >> Select any Mi Pay Enabled Contact & Select Transfer money
•Scanner app >> Scan any UPI QR >> Proceed to pay with Mi Pay
•App Vault >> Recharge, Send Money and Check Balance
C.What is the transaction limit on Mi Pay?
•₹1 Lakh per day per transaction as defined by NPCI guidelines and it is also dependent on the limits decided by individual banks.
D.What at are the permissions taken on Mi Pay?
•Following are App permissions and reasons:
o SMS - Required to auto-read your OTP’s and register for UPI
o Contacts - To identify the phone numbers you want to send money & recharge
o Camera - To scan UPI QR codes
o Call - To detect which sim you wish to create your UPI ID
o Location - To find nearest store while ordering food & also required by NPCI for UPI transactions
o Storage – To pick UPI QR code from gallery

**Mi Pay Terms & Conditions: https://h5.in.intl.mipay.com/term/index.html

ICICI Bank’s Terms & Conditions: Applies on all transactions made on Mi Pay
https://www.icicibank.com/terms-condition/unified-payment-interface-tnc.page

For any queries or feedback, contact our customer support team by writing to us at service.in@xiaomi.com