HappyPera - Mobile cash loan

Corporate Name: Royal Yohoo Lending Investors Corporation
Registered Business Name: Royal Yohoo Lending Investors Corporation
Doing business under the name and style of "HappyPera"
SEC COMPANY REGISTRATION NO.CS201906145
CERTIFICATE OF AUTHORITY NO.2940

HappyPera is a Filipino technology and financial services company. We provide Filipinos with safe, easy cash loans online, to help every Filipino solve their financial problems.
What are you waiting for? Millions of HappyPera customers got their cash to start their business, pay the education fee and fulfill their financial needs.
HappyPera provides easy online loan service in every borrowers. No paperwork needed. No collateral and no bank account required.

[ Product introduction ]
Loan amount: ₱3,000 - ₱10,000
Loan term: 90 days (shortest, including renewal time) - 120 days (longest, including renewal time)
Maximum APR: 24%
Prepaid Fees: cash-out fee ₱30, service fee ₱30

[ Example ]
If your loan amount is ₱5,000 and the term is 120 days.
The net proceed is ₱4940 = ₱5,000 - ₱30 - ₱30.
On the due date, the total repayment is ₱5400 = ₱5,000 + ₱5,000 * 24% / 360 * 120.

[ User Requirements ]
• Filipino Citizen
• Age : 18+

[ Product features ]
• Simple application, only 3 easy steps
• Safe and convenient, we protect and secure your information, you can apply anytime and anywhere.

[ Application procedure ]
• Download the HappyPera app in your mobile phone
• Fill in simple application information
• Fill in your GCash or cash withdrawal options.
• Get your cash sent directly to GCash, GrabPay, Bank account., etc

[ How much can I get ]
• Php 2,000 - 3,000 for the first time loan applicant
• You can extend your credit limit up to Php 10,000 with on-time repayment records.
• Cash out from thousands of locations, including GCash, GrabPay, Cebuana Lhuillier, M Lhuillier, LBC, or your own bank account., etc

[ How to repay ]
• Visit any 7-Eleven, Cebuana Lhuillier, M Lhuillier, or bank
• Easy repayment schedule keeps you on track with your repayment

[ Why HappyPera ]
• Easy application and fast approval process. You get cash as soon as possible.
• To provide financial ideas in helping you to save and spend money wisely.
• Millions of HappyPera customers cases may inspire your journey
• Fast and simple, lowest interest rate
• Good staff and good customer service
• Transparent and responsible
• Regular customers got a special offer

[ Contact us ]
Address: Antel Global Corp Center, Ortigas Center, Pasig City
Email: support@happypera.ph