Settle

What is Settle?

Settle is a BNPL (Buy Now Pay Later) platform that offers instant credit with just a few simple steps. It aims to provide a seamless credit experience on the go, meeting financial needs for small to large ticket purchases. Settle offers instant credit up to 1 Lakh rupees and a 100% paperless credit process.

Settle’s buy now pay later service allows you to take home your favorite clothes and gadgets without having to pay for them immediately; instead, you can pay for them later at 0% interest without any added costs.

Settle offers zero application charges, no hidden fees, a hassle-free paperless process, easy approvals, and instant credit.

Why choose Settle?

Unlike credit cards, when you apply for Settle credit, you don’t need a detailed application form to share your income or existing debts.

A tiring process required for credit cards as per RBI’s responsible lending obligations doesn’t apply to buy now pay later services.

Settle doesn’t require a high credit score to offer credit and conducts basic credit checks; we use your basic information like PAN, Aadhaar, name, and mobile number to process your application.

And just like credit cards, buy now pay later offers an interest-free window on all the purchases made and has a similar repayment window without any tedious processes.

Single Click Payments

• No OTPs and Pins required at every payment
• 15 days repayment cycle
• Zero application fees
• No hidden charges
• Easy EMI solutions

How can I open a Settle account?

To open a Settle account, all you need is:

• An Aadhaar card and a PAN.
• Enter your Aadhaar-linked phone number, complete the KYC,
• And your Settle account is created.