Muthoot FinCorp ONE

With Muthoot FinCorp ONE get choice, convenience, & credibility for all your financial needs. Choose from loans, payments, Forex, money transfers, insurances, & investment opportunities, all at one place. What’s more? You can now also create your Unique Customer Identification Code (UCIC) & add your Bank/UPI ID directly on the app.

An SBU of Muthoot FinCorp Limited, Muthoot FinCorp ONE is backed by a legacy of 135+ years & the trust of more than 1 crore customers.

· Get Zero Hassle Loans for Every Need:

o Get a Gold Loan From Home in just 30 mins* or book an appointment at one of Muthoot FinCorp Ltd’s 3600+ branches across India.
o Our Vyapar Mitra Business Loans cater to business owners with no income proof requirement.
o Get a Two-Wheeler or Used Car Loan with low-interest rates & minimal documentation.
o Apply for a Loan Against Property conveniently.
o Get Housing Loans with minimal documentation & flexible tenures.

· Investing Made Simple:

o Our eSwarna Digital Gold helps to diversify your investment portfolio. You can set up weekly or monthly SIPs, & also gift eSwarna Digital Gold to your loved ones.
o Invest in Swarnavarsham & Shwethavarsham plans to purchase gold or silver jewellery, coins, or articles with BIS Hallmark purity & tamper-proof packaging.
o Invest in Muthoot FinCorp Ltd. NCDs to get high fixed returns.

· Stay Insured, Live Secured:

o Muthoot Dhan Suraksha, Motor, & Life Insurance helps you secure your future with hassle-free application process & quick policy disbursals.

· Make Payments Instantly:

o Make utility bill payments & do recharges on the app. Also, pay your EMIs easily.

· Get Hassle-Free Forex & Money Transfers:

o Simplify Forex & money transfer services with competitive exchange rates & easy documentation.
o Book your orders for Indo Nepal & Domestic Money Transfers with zero hidden charges.

Terms & Conditions For Gold Loans:

· Gold Loan Range: Min Rs.1000 and max. Rs. 5cr (as per the requirement/eligibility)
· Loan Tenure: 180 - 365 days
· Annual Interest Rates: 11.99%* p.a. to 30.00%* p.a.
· Processing Fee* (Min to Max): 0%-0.3%*
· Foreclosure Fee: Nil

Representative Example for Gold Loan From Home: If the loan amount is ₹ 5,00,000 & a customer from Mumbai selects a Gold Loan From Home scheme with interest rate 11.99% per annum; & if the customer pays only the interest every 30 days for the next 180 days, then overall calculated interest payable would be ₹ 24,875 only. A processing fee may be charged & would be 0.0% (Inc. GST) of the loan amount & the amount of this fee would be ₹ 0. The total of the loan would be (Principal + Interest + Processing Fee): ₹ 5,24,875. The customers get the convenience to pay the principal balance anytime within 180 days of tenure.

These numbers are indicative and subject to change according to the Gold Loan rate per gram. The final interest rate & processing fee of the loan amount may vary from one customer to another depending on their chosen scheme.

Contact Us:
· For any queries, reach out to customercare@muthoot.com.
· Privacy Policy: https://muthootfincorpone.com/privacy-policy.
· Legal Entity Name: MUTHOOT FINCORP LIMITED.
· For assistance, call: 18001021616.