FinChoice

Manage you FinChoice Account with the FinChoice App.
The FinChoice App is secure, easy to use, and you pay no data charges on major SA networks when using the app.
Transact and manage
• Open an account
• View your balance
• Update your financial details
• Upload your proof of income
• Buy electricity, airtime and data
• View your statement
• Request a settlement quote
• Request a paid-up letter
• Download your contract document
• Change and update your password
• Make a payment arrangement
• Apply for payment assistance
Insure
• Get a free estimate
• Get your funeral plan
• Manage your funeral plan 24/7
MobiMoney
• Free to activate
• Repay in 3 months or sooner if you choose
Personal loans
• Minimum repayment period: 6 months
• Maximum repayment period: 36 months
• The maximum annual percentage rate (APR) is 51%
Example of charges
Total cost of a 24-month Loan for R18 000:
• R18 000 (Loan amount)
• Plus 1050 (Initiation fee)
• Plus R68 (Service fee)
• Plus 2,3% (Interest rate)
• Plus 5,5% per R1000 (Personal Protection Insurance)
• Equals R28 986,68 (Total cost of the Loan)
• This equals a monthly instalment of R1207,78 over 24 months