CopBayer

Aiming for greater proximity and transparency, we developed this application so that our members can have access to all the benefits without leaving home, such as: simulation, contracting and monitoring of loans, agreement monitoring, registration updates, balance sheet, partners and news.

Our lending guidelines:
• minimum term of 61 days
• maximum term of 60 months
• Monthly interest rate: 1% to 1.8%
• Maximum annual interest rate: 21.6%
• CET p.a. (Total Effective Cost per year) maximum applicable: 24.16%

Practical example: loan of R$5,000.00 financed in 37 installments
• Net value: R$4,852.18
• Number of installments: 37
• IOF: R$147.82
• Estimated monthly payroll deduction: R$182.41
• Estimated amount financed: R$5,000.00
• Total value of the loan to be paid by the partner at the end of the contract: R$6,749.17
• Interest rate: 1.8%
• CET a.m. (Total Effective Cost per month): 1.82%
• CET p.a. (Total Effective Cost per year): 24.16%


IMPORTANT NOTE: the values ​​reported are subject to variations, depending on the grant date in relation to the date of the first payment.