Atome SG - Buy Now Pay Later APP
Say hello to happier shopping with one of Southeast Asia's leading digital consumer financing platforms. Shop in your favourite stores online and offline with exclusive deals and flexible payments.
Think of Atome as your fun yet savvy shopping buddy. We're with you wherever your shopping passion lies - from fashion, lifestyle, fitness, home décor, to travel payments. Our buy now, pay later magic lets you split purchases into stress-free instalments. Stretch your dollar further while making your favourite product and service payments more reachable than ever before with Atome!
💰 Open a free account in minutes today and enjoy a $10 voucher on your first purchase.
HOW IT WORKS
1. Shop & pay with Atome at participating brands
👗 Fashion: SHEIN, Asics, Calvin Klein, Charles & Keith, Decathlon, Nike, ZARA, and more
💄 Beauty: Sephora, Bath & Body Works, Beauty Fresh, and more
✈️ Travel: Trip.com, Agoda, and more
🛒 Commerce: Taobao, Amazon, ZALORA, and more
🍽️ Daily Needs: IKEA, COURTS, and more
If you’re shopping online, select Atome during checkout. If you’re shopping in-store, simply scan our QR code at the cashier.
2. Choose from flexible payment options
Choose from 3 interest-free payments, or extend your timeline with a small processing fee. All fees are displayed in the app when you transact. You'll pay the first payment at the point of purchase, and the subsequent payments monthly.
3. Earn rewards
💰 Earn Atome+ points with every payment! Collect Atome+ points to redeem from a wide selection of exclusive rewards in the Atome app. Redeem your points for a discount, sale, and more!
4. Track your bills
The Atome app does all the work for you so you’ll never miss a bill payment again. Easily check your payment schedule under “Bills” in the app. You’ll also be informed whenever payments are due and when your payment cycle is complete.
WHAT YOU’LL LOVE ABOUT ATOME
1. Buy now, pay later
Split your purchases into 3 or more payments, or choose a longer payment period with a small fee at our partner brands. Some things in life shouldn't have to wait. With Atome, you can get a head start.
2. Instant approval via Singpass and auto payments
⚡ It only takes minutes to register for an Atome account and complete your first payment. Payments are automatically deducted from your preferred credit card or debit card — so you’ll never have to worry about missing a payment.
3. Shop online and in-store
Use Atome to pay later at all your favourite brands including Agoda, Dyson, Under Armour, Trip.com, Zalora, Adidas, Sephora, Samsung, Lululemon, SHEIN, CHARLES AND KEITH, Amazon. Atome is accepted at a wide range of offline and online shopping categories including fashion, lifestyle, travel, fitness to home décor.
4. Vouchers and deals
Download our app to get first dibs on exclusive deals. Here’s what you can expect:
💰 A welcome voucher on your first purchase
💰 Exclusive deals and sales at our partner brands – for new users and existing users
⭐️ Personalised recommendations to keep you updated with the latest trends and deals
5. 🔐 Protect your payments with Bill Secure (Underwritten by Chubb Insurance)
Ease your worries and cover your outstanding bill payments with Bill Secure:
- Covers up to 5 times the transaction amount in the event of accidental death or permanent disablement
- Instant coverage upon successful enrolment
CONTACT US
Atome is dedicated to offering you the best shopping experience with our flexible payment solutions. Should you have any questions, please reach out to us at support@atome.sg.
Love using Atome? Leave us a rating and review on Google Play and follow us on our social media channels:
Website: https://www.atome.sg/
Facebook: https://www.facebook.com/atomesg/
Instagram: https://www.instagram.com/atome.sg/
LinkedIn: https://www.linkedin.com/company/atomesg