Moni: Savings and Loans

Moni is a financial management app that enables you to plan, save, borrow, and invest money all in one place.

With direct and simplified access to business loans for Small and midsize enterprises (SMEs), savings accounts, insurance, investments and so much more.

With the Moni digital bank, you cultivate an automated savings habit and with our Fund Insure option, you can safeguard your cash with payment assurance.

Your money is safe with Moni and Moni has been in operation for more than 2 years with amazing stories to tell by our users. We are active and offer 24/7 support.

With the Moni App, you can:

Save for short-term and long-term goals

You have the ability to:

- Create a savings account in 2 minutes
- Automate your savings by adding a card to fund your savings
- Choose a saving plan that fits your saving purpose
- You get exciting rewards every time you hit your savings goals
- We offer high interest rates in the market
- Your money is securely tucked away in the vault
- Enjoy instant withdrawals on request.

Enjoy community-powered business loans

We help you reach your business goals when you access instant loans based on trust. You get fast cash and can borrow up to 3 million instantly at the best market rate. Receive money quickly.

- You get the best interest rate in the market
- Access up to 3 million in business loan at the best interest rate in the market

Access to Moni Float gives Small and Midsize Enterprises (SMEs) access to:

- Access business loans in clusters with other trustworthy business owners.
- Opportunity to choose loan tenures - daily, weekly or monthly.
- Access to other exclusive business tools to keep your business growing.

Rent Now Pay Later (RNPL)

We provide an easy way to pay your rent
- You move into your next home with the exact amount you have today.
- You can also pay your rent with 0 naira when you pay with Moni.

To start saving:

- Download the Moni App
- Create your profile in 2 minutes and create your savings plans
- Automate your savings by adding a card to fund your savings

All of these with no hidden charges or fees.