Кредитная история – БКИ отчет

"Credit history - BKI report" is your reliable assistant in the world of financial transparency and credit security.
Find out your credit history online for free, check the credit rating of any person, get a report from a credit history bureau (BKI) for an individual and learn how to improve your financial reputation!

A credit history is your financial passport. It contains information about how you repaid loans, whether you took out loans from banks or microfinance organizations, whether there were delays, debts or lawsuits. This data is generated and stored in credit history bureaus (BKI) - specialized organizations such as the NBKI (National Bureau of Credit Histories).

A credit rating is calculated based on this history and plays a key role when applying to banks or microfinance organizations. A high rating is a high chance of getting approval for a loan on favorable terms. A low rating can be the reason for refusal.

Functionality of the application "Credit history - BKI report"

1. Obtaining a credit report online for any individual.
You can quickly request a report on your credit history from the BKI, as well as check the data of another person - for example, before concluding a transaction or providing a loan.

2. Checking the credit history and credit rating.
Assess your financial reputation: find out the current rating, the dynamics of its change, what factors affect its growth or decrease.

3. Debts and arrears on loans and credits.
Check for overdue payments, current debts, encumbrances. All information is collected from banks, microfinance organizations and BKI - you receive a complete and reliable report.

4. Information from bailiffs.
Find out if there are enforcement proceedings, property seizures or restrictions on traveling abroad. This data directly affects your credit rating.

5. Bankruptcy check.
Get information about bankruptcy proceedings initiated against you or another individual, as well as about debt write-offs through an official procedure.

6. How to improve your credit rating?
The application contains useful tips and individual recommendations on how to improve your credit history: correct errors, close overdue payments, and create a positive history.

7. Free receipt of credit history.
You have the right to receive your credit history from each BKI once a year for free. The application will tell you how to do this simply, quickly, and officially, including through the NBKI online.

We use secure channels for transmitting information and encryption. Your personal data and credit history are processed in accordance with Russian legislation and the Privacy Policy.

📈 Who will benefit from the application?

Those who want to get a loan or mortgage and know in advance what the chances of approval are;
Those who work with borrowers - private investors, landlords, employers;
Those who want to monitor their financial reputation and prevent their credit history from deteriorating;
Those who have faced a loan refusal and want to find out the reason;
For those who want to improve their credit rating and get better terms on loans and credit cards.
Download "Credit History - BKI Report" right now and take control of your financial reputation.
Be one step ahead of banks and collectors - monitor your credit history regularly and make only informed financial decisions!