Займы онлайн на карту

Online loans to a card is a convenient application for searching and applying for microloans directly from your phone. Apply online and get money on your card without visiting the office, without certificates and guarantors. Available 24/7 - even at night, on weekends and holidays.

📌 What the app offers:
✔️ Online loan selection and comparison by rate, term and amount
✔️ Offers from licensed MFIs
✔️ Microloans with the possibility of receiving even with a low credit rating
✔️ Fast transfer to the card - from 5 minutes after approval✔️ Financial planner - keep track of income and expenses✔️ Everything is completely online - no need to visit the office or talk on the phone

📌 Advantages:
✅ User-friendly interface and quick loan selection
✅ Only verified MFIs registered with the Central Bank of the Russian Federation✅ Transparent conditions - no hidden fees
✅ Access at any time - apply on the road, at home or on vacation
📌 Tips for getting a loan:
✔️ Provide only reliable information
✔️ Choose an MFI with zero rate — especially for the first loan
✔️ Use a financial planner to assess your repayment capabilities

Terms of obtaining a loan:
• Repayment period: from 62 to 365 days.
• Annual percentage rate (APR): from 1% to 32%, including all possible fees and commissions.
• Interest rate per day: from 0.01% to 1%.
• Late fees: 0.1% per day of the overdue payment amount is charged, but no more than 10% of the total loan amount.
• Additional fees: none.
• Delay: in case of a long delay in payments, information will be transferred to the Credit History Bureau (CHB).
• Extension: it is possible to extend the loan term upon timely notification of the lender and payment of interest for the initial term. There are no additional fees for extension.

Example of calculating the cost of a loan:
• Loan amount: 20,000 rubles
• Term: 100 days
• Interest rate: 0.08% per day (≈ 2.4% per month)
• Total interest: 1,600 rubles
• Total amount to be returned: 21,600 rubles
• Total cost of credit (TCC): 29.2% per annum

In case of delay:
If the loan repayment deadline is violated, a penalty of 0.1% per day of the amount of the delay is charged. The total penalty cannot exceed 10% of the loan amount.

Requirements for the borrower:
• Citizenship of the Russian Federation
• Age from 18 to 65 years
• Possibility of having a Russian passport

Additional information:
• Possible repayment period taking into account the extension — from 61 to 1826 days
• The interest rate on the loan varies from 10% to 360% per annum
• Failure to repay the loan may lead to an increase in debt due to fines and transfer of data to the BKI

JSC Sinara Group universal license No. 705

Central Bank of the Russian Federation
Bank address: Yekaterinburg, Kuibysheva str., 75

PJSC "AK BARS" BANK. General license of the Central Bank of the Russian Federation No. 2590 from 12.08.2015

PAO Bank PSB

General license for banking operations No. 3251 from April 1, 2025

🔎 Top search queries by which people find us:
• online loans
• urgent loans to a card
• microloans
• money until payday
• get a loan
• loan to a card without checks

⚠️ Please note: the decision to issue a loan is made by the MFI based on its criteria. The application is not a lender and does not guarantee approval of the application.

Privacy Policy https://docs.google.com/document/d/1e1nxHp4_ck-_9JbXiCxjGZzgFKTOtIcMK4XSQiQCrGM/edit?usp=sharing