МигКредит

MigCredit - microloan to card in 15 minutes!

For new clients - free first loan! Install the application and get your first loan up to RUB 30,000 for free! Rate 0%!

If you need money before your payday, get a quick loan online! It's easy - you only need a Russian passport, mobile phone, email and bank card. The decision to provide urgent loans is made automatically around the clock!

To get a loan online on a card, you need to fill out a simple application, we will review it and make a decision as soon as possible. A quick loan is our main goal; we have greatly simplified the process of obtaining a quick loan on a card for your convenience.

We are distinguished by a loyal attitude towards our clients, trust in both existing and potential borrowers. To take out an urgent loan, you do not need to prepare a package of documents and waste time waiting for a decision on your application. There is only a minimum list of requirements that the borrower must meet.

You can get a quick loan for any purpose. To do this, independently select the amount and term of the loan provided by MigCredit:
- “Before payday.” The amount is from 3,000 to 30,000 rubles, such an online loan is repaid in one payment.
- “Comfortable.” Amount – from 15,000 to 100,000 rubles for new clients, term – from 2 months to a year, repaid in several payments.

You can get a loan around the clock - at any time, regardless of location and time zone, without leaving your home or office, even while traveling. The conditions for obtaining and servicing an online loan are comfortable and transparent: there are no hidden fees, additional commissions, or imposed paid services. The rate on all loans ranges from 0% to 0.8% with daily accrual.
Microloans are an ideal way to improve your credit history and increase your borrower rating. This is especially true for those who plan to take out a mortgage in the future or make large purchases on credit.

MigCredit is not just an MFO that issues loans online around the clock, without hidden interest or commissions, and works confidentially and safely.
MigCredit is also one of the pioneers of the Russian microfinance market, a player in the major league of domestic online alternative lending platforms.
2023 – The company demonstrated the highest growth rate in loan issuance in the industry
2022 – MigCredit technologies are recognized as the best in the microfinance market
2021 – Laureate of the national award for the development of digital technologies
2020 – MFO market leader in terms of working portfolio size
2019 – Leader in the volume of issued consumer microloans (Installment Loan)
2018 – Best microfinance company of the year according to Banki.ru

Conditions for obtaining a loan:

Minimum debt repayment period 61 days
Maximum debt repayment period 364 days
Minimum annual rate 0%
Maximum annual rate 35.99%

The cost of the loan is calculated using the formula:
Amount to be returned = Loan Amount + Overpayment Amount,
where Overpayment Amount = Loan Amount * Loan Period * (Rate in % / 100)
There are no additional fees.

An example of calculating the total cost of a loan in the amount of 15,000 rubles for a period of 70 days:
The interest rate for using the loan in each of the 70 days is 0.099% per day.
Total cost of credit (FLC) – 35.99% per annum.
The amount of accrued interest for 70 days of using the loan is 615 rubles.
The total amount to be repaid is 15,615 rubles.

Penalty in case of violation of the deadline for making any payment specified in the payment schedule - 0.1% per day of the amount of the outstanding principal debt.

If the last payment is delayed by 10 days:
the amount of interest payable is 615 rubles.
the amount of the penalty is 38.32 rubles.
total amount to be repaid: 15,000 + 615 + 38.32 = 15,653.32 rubles.

LLC MFK "MigCredit"
Address: 127018, Moscow, st. Sushchevsky Val, 5, building 3.
OGRN: 1107746671207
Central Bank license: 2110177000037
Official website of the company www.migcredit.ru