Dana Kilat

The loan products selected by Dana Kilat users are as follows:
Loan amount range: IDR 500,000 ~ IDR 5,000,000
Loan term: minimum loan term 91 days, maximum loan term 300 days
Loan interest: The maximum annual interest rate (APR) is 18% / year, and the daily interest rate is 18% / 365 = 0.05% / day
Other fees: none

Calculation example:
Loan amount: IDR 1,000,000
Loan term: 120 days (4 months)
Annual rate(APR): 18% per year (0.05% per day)
Principal amount received by the user: IDR 1,000,000
Interest calculation: interest to be paid every day (1,000,000 * 0.05%) = IDR 500; interest to be paid every month (500 * 30) = IDR 15,000
Monthly payment amount: (1,000,000 / 4 + 15,000) = IDR 265,000
Total loan costs: (15,000 * 4) = IDR 60,000
Total repayment amount after the loan matures = (Loan amount + interest) = (1,000,000 + 60,000) = IDR 1,060,000

PT. Dana Kilat Indonesia has been approved by the Ministry of Cooperatives and Small and Medium Enterprises, and has been registered with Kominfo as an electronic system operator. Dana Kilat-pure online is a product of PT. Dana Kilat Indonesia, helping to improve the economic welfare of members through online loans.
In order to become a member of a cooperative and be able to apply for a loan, you must meet the following requirements：
An Indonesian Citizen (WNI).
Pay principal deposits and mandatory savings in accordance with applicable regulations.
Approve the results of the decisions of the Annual Member Meeting (RAT), especially regarding the cooperative budget in the form of the Articles of Association and Bylaws (AD-ART), and other applicable provisions within the cooperative.

After officially becoming a member of a cooperative, it will be easier for you to apply for a loan for your needs. The following are the requirements for applying for a loan that you can do:
Status as a cooperative member.
Resident Identity Cards (KTP) of husband and wife and Marriage Certificate, if married.
Family Card (KK), electricity bill, salary slip and pension book (if needed).

If users need convenient loan services, users only need to use the Dana Kilat-muri online application. Apart from that, please note that Dana Kilat-muri online is a platform that only provides member registration services for PT Dana Kilat Indonesia. Dana Kilat will screen loan products and assist members in loan applications. Dana Kilat does not directly provide loans to members.

Kilat Fund product features:
1. Submission is simple and only goes through the application process for members and prospective members of the cooperative
2. The application process is paperless and uses digital technology on mobile devices.

Dana Kilat-puri online products and services are only available to: 1. Indonesian citizens
2. Age above 18 years
3. Have personal identity and an active and valid account
4. Status as a cooperative member.
(Users who meet the requirements above can download Dana Kilat-pure online from the Google Play store, then open it and select the product to be applied for after registration, fill in the loan information and submit your application and disbursement of funds will be processed after the application is approved. Dana Kilat does not guarantee approval loans, which can be approved are related to personal credit, please see the results of the review.)

Users can contact us via the following email:
Contact Email: effg43534fdg@gmail.com
Address: Jl. Captain Tendean Raya No 27A , West Kuningan, Mampang Prapatan, South Jakarta City